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Best way to pay off credit cards and increase credit score

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asked: Paying off credit cards in full or in several months-which one will increase credit score fast?
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Best way to pay off credit cards- in full payment
33% 33% 
 8 
Best way to pay off credit cards- in installments
66% 66% 
 16 
Total Votes 24
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Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: credit score increase
 
Posted on Sat Apr 24, 2010 10:20 am  

Hi Tony,

Paying the money over months builds up a long and good credit history. This can subsequently increase your score over time. Making monthly payments has more positive effect on your credit score, than making a single payment. However, if you have high balance on any of your cards, that can negatively affect your score. Thus, its better to bring down the high balance.

Thanks,

Aaron
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felix
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Subject: credit score
 
Posted on Wed Aug 17, 2011 6:16 am  

i have 3 credit cards with high balances ive had them for ten years or more by paying them down to 20% how much will that bring my score up and i just paid my last vehicle payment will that bring my score up
Gene Reza
Guest






Subject: credit score increase
 
Posted on Tue Dec 13, 2011 8:43 am  

If you pay down your credit card at 10 percent average credit score increase. How much credit score increase would be average for 6 months. The other question how many credit points will you get for a pay for delete.
Gene Reza
Guest






Subject: credit
 
Posted on Tue Dec 13, 2011 8:45 am  

You think if I keep my credit car under 10 percent or zero and do 2 pay for delete I can get about 80 credit score points in six months.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1883



1916 Magic Points

Subject: cc
 
Posted on Tue Jan 03, 2012 4:07 am  

From personally looking at my own credit, credit scores do go up a few more points if you pay your cc off each month. I only have a $300.00 limit on my cc (and that was my choice) so, it's not difficult to pay mine off each month. If you can't pay it off each month, I would recommend making a 'regular' monthly payment (whatever that is) and making an additional payment (equal to your monthly payment) just to lower your % each month, on the cc.
Jessica Grigori
Guest






 
Posted on Tue Sep 03, 2019 2:58 am  

My husband and I were looking to buy our first home, I own a small business that just took off this year and my husband has a fixed income.
We both wanted to get a home so desperately but got denied twice because of our poor credit score and bad credit history.
My uncle who is a loan officer introduced me to this great hacker (PROHACK NETWORK). He deleted all the negative items, raised our scores, my from 501 to 809 and my husband’s from 387 to 788 in 2 weeks and up till date we still have our scores within 700 - 800.
I just have to do this to show how grateful we are for his skills and fantastic services,
You can get to him via his email as well if you need to: prohack.net@aol.com or cell (252) 307-3167
Jack Anger
Guest






 
Posted on Sun Sep 15, 2019 5:21 pm  

Guys, I never believe that HACKERS exist, until my friend (Mr Smith) recommended PROHACK NETWORK to me for Credit Repair, I tried him, to my greatest surprise , all the negatives stuffs on my Report wiped within 10 days. My Score that was low 400s, increased to high 700s If you need him? Hit him via : PROHACK.NET@AOL.COM or TEXT +1 252 307 3167.
Jack Anger
Guest






 
Posted on Sun Sep 15, 2019 5:22 pm  

Guys, I never believe that HACKERS exist, until my friend (Mr Smith) recommended PROHACK NETWORK to me for Credit Repair, I tried him, to my greatest surprise , all the negatives stuffs on my Report wiped within 10 days. My Score that was low 400s, increased to high 700s If you need him? Hit him via : PROHACK.NET@AOL.COM or TEXT +1 252 307 3167.
Vianey Kavala
Guest






 
Posted on Tue Sep 24, 2019 9:00 am  

Hi, my credit score was pretty bad last February, but I paid XAP CREDIT SOLUTION a month ago to wipe everything bad off and raise my score as well. It was old medical bills, student loans and a lot of inquiries. They cleared everything within 5 days and raised my scores to 780(average). I just qualified for a home and that makes me feel really excited. Contact: (XAPCREDITSOLUTION@GMAIL.COM), call them on +1 972 597 9704.
Ricky James
Guest






 
Posted on Tue Oct 01, 2019 4:57 am  

CONTACT: PROHACK.NET@AOL.COM or +1 (252) 307–3167, FOR CREDIT REPAIR. I tried them and they helped me increase my credit score from 506 - 792 within few days and also cleared all had inquiries and late payments from my report. I have never been a fan of a hacker, but this adventure left a smile on my face. They are so efficient and reliable. Try them (PROHACK NETWORK).
Emily Robert
Guest






 
Posted on Thu Oct 17, 2019 8:45 pm  

I just want to share this testimony to encourage those with bad credit report whose life seems unbearable and uncomfortable. I have been battling with same problem for almost seven months until I lost my job and was asked to quit from the company apartment thereby making life more miserable. After sharing my challenges with an old friend he gave me this contact info OCTOPUSCREDITSOULUTION247@GMAIL.COM and +1(770) 799 8509 without hesitation I contacted him and explained everything to him within four working days he removed 32 hard inquires, 4 collections, other late payments and increased my credit score to 790 he is a great man who changes lives I gave him more clients and non have regretted working with him you can get in touch with him right away he is the best hacker I have ever met online thanks..Best of Luck. Emily Robert from Florida.
Dorislowe
Guest






Subject: improve credit score fast
 
Posted on Fri Oct 18, 2019 9:50 am  

If you are looking for an effective credit repair service you should reach out to Credit Masters as they helped many clients get a 790+ score within a few days. Reach out to Nathan@ficopatchup.com
Tracy Allen
Guest






 
Posted on Tue Dec 24, 2019 7:12 am  

I checked my scores some couple of weeks ago, they ran down in the low to the mid 400s. I was struggling having a hard time getting approved for anything due to a layoff I had last year so I fell behind on my bills and now I am struggling trying to get my score back up so I can purchase a home. I surf the internet in search of help and I met with AUTOLINKS CREDIT SERVICES and I explained to them my credit situation and they promised to help me get my scores back on track so I can be qualified for the home purchase. After some couple of days later, they cleared the bills on my credit profile and effected the changes across all 3 credit bureaus and finally raised my scores to 793. I bought the house after a week and I am very happy today with my family. You can contact them and have them fix your credit issues as fast as possible. Contact via: autolinkscreditservices@hotmail.com / +1 (520) 800-6528 .
pat cadwell
Guest






Subject: Credit Repair
 
Posted on Mon Dec 30, 2019 9:40 pm  

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Austin Benedict
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Posted on Mon Jan 20, 2020 10:36 pm  

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