Credit Bureau dispute letter

Submitted by CMBV22 on Mon, 06/02/2008 - 09:00
Forums

I have a couple questions/ starting points,

1) who made the mark on your CR was it a CA or the OC?

2) can you get in writing the dates that the office was in network and the dates they were out of network?

3) send the doctors office a written request that your chart and all documents signed by you, to be sent to you.

4) write down in detail as much information as you can remember. Receptionsist names, dates etc. Call your insurance company again and find out why they suspended that office for that time period.

Research you states laws and regulations on debt collections. Focus on the articles on medical bills for this account.

5) Once you have all of that information I would call the doctors office and ask to speak to the billing specailist. Have all of your information with you so that you can quote documents from the office and the Insurance company.

EXplain to the office everything that happened and how you were willfully mislead into accepting services from that office when they knew their office was suspended by your insurance company. Provide them with the details you find out about why they were suspended.

I would also inform them if they do not remove any marks from your CR that you will file complaints with the FTC, BBB, AG and DOB.

Chances are you will be able to get them to remove the mark from your CR if you offer them a PFD after you hit them with all of this information.

Personally, I prefer to do all my dealing with CAs via mail. That way I have proof of all conversations. If you need help drafting a letter for this I can help you. Let me know what you want to do and I will throw one together that you can add your own details to.

Now, when exactly did this hit your CR? How close is it to the SOL in your state?

Good luck

Miranda lawson (not verified)

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Mon, 01/28/2019 - 23:47 Permalink
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Wed, 01/30/2019 - 15:46 Permalink
BRAIN WEBB (not verified)

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Thu, 01/31/2019 - 01:25 Permalink
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Thu, 01/31/2019 - 15:59 Permalink
Olivia Doyle (not verified)

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Fri, 02/01/2019 - 00:02 Permalink
Olivia Doyle (not verified)

Hi, my name is Olivia Doyle, I’m a real estate agent, one of my clients Kyle had an eviction on his credit report and he needed to clear them before applying for a mortgage loan, he wasn’t able to get anything due to my bad credit history and he wanted to remove all the defaults. I was researching online and I came across a good report about XAP, after over 2 years of fruitless efforts in search of a legit credit agent to refer to my clients. I got through to them and connected them with my client; right now his records are squeaky clean. They fixed it. I’m definitely referring all my clients with credit issues to them.
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Fri, 02/01/2019 - 00:03 Permalink
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Fri, 02/01/2019 - 22:25 Permalink
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Fri, 02/01/2019 - 23:55 Permalink
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Sat, 02/02/2019 - 19:28 Permalink
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Sat, 02/02/2019 - 20:45 Permalink
Havilah G (not verified)

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Wed, 02/13/2019 - 02:18 Permalink
Noel Huddson (not verified)

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Thu, 02/14/2019 - 23:35 Permalink
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contact email
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Fri, 02/15/2019 - 05:43 Permalink
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Fri, 02/15/2019 - 13:35 Permalink
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Fri, 02/15/2019 - 13:35 Permalink
Isla Alden (not verified)

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Sat, 02/16/2019 - 23:40 Permalink
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Sun, 02/17/2019 - 14:04 Permalink
Maverick Jones (not verified)

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Wed, 04/03/2019 - 13:08 Permalink
Donnie Mark (not verified)

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Thu, 04/04/2019 - 00:06 Permalink
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Fri, 04/05/2019 - 03:30 Permalink
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Sun, 04/14/2019 - 23:56 Permalink
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Mon, 04/15/2019 - 01:23 Permalink
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Sat, 04/20/2019 - 21:26 Permalink
Erika Hemult (not verified)

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Sat, 04/20/2019 - 21:26 Permalink
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Mon, 04/22/2019 - 07:12 Permalink
Bazyli Awe (not verified)

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Mon, 05/20/2019 - 21:24 Permalink
Nicole Armstrong (not verified)

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Wed, 06/12/2019 - 22:28 Permalink
olivia358 (not verified)

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Fri, 06/14/2019 - 19:08 Permalink
olivia358 (not verified)

Am pleased to introduce to you guys a very good hacker call ICON CREDIT REPAIR, who helped in improving my credit score from 400 to 760.
I got introduced to ICON CREDIT REPAIR last month by my friend Emily. Because my husband and I were trying to find the best way to fix our credit so we can buy our first home. We contacted him without hesitation and to our greatest surprise our credit was cleaned up really quickly and score rose to 760 and 785 respectively. Finally our dream of owning a home has been accomplished. If you want to fix your credit score real fast then don’t hesitate to contact via ICONCREDITREPAIR@GMAIL.COM or text +1(631)290–6402 this is the surest way to get your credit fix.
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Fri, 06/14/2019 - 19:09 Permalink
Clara Zack (not verified)

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Mon, 06/17/2019 - 22:44 Permalink
Clara Zack (not verified)

Guys, I will always recommend the best credit repair company ICON CREDIT REPAIR. To my greatest surprise my score that was 460 increased to 740 within 16 days, in fact they gave me hope again. ICON CREDIT REPAIR got my credit fixed and have proven beyond doubt to be expert on permanent credit repair, clearing credit card debts and increasing of credit score as they made my card free of debts and my score raised. If you want to fix your credit don’t hesitate to contact them via ICONCREDITREPAIR@GMAIL.COM or text +1(631)290–6402.

Thu, 06/20/2019 - 08:18 Permalink
Chloe Bryant (not verified)

I have been through a lot of credit struggle for the past few months until i came across this credit repairer name Luca through online credit website. He made me realize that its very important to have a good credit score because i just got approved for a mortgage loan worth $140k with a low annual interest rate and just moved in a new apartment with my family after wiping away the past eviction and negative items on my credit report file. Get in touch with him through confidentialcredit2424@gmail.com / text (289) 277-0463 (CONFIDENTIAL CREDIT SOLUTIONS)

Thu, 06/27/2019 - 17:14 Permalink
Thomas Luca (not verified)

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Thu, 06/27/2019 - 20:26 Permalink
Thomas Luca (not verified)

Contact ICONCREDITREPAIR@GMAIL.COM or text +1(631) 290–6402.
For your permanent eviction removal and erasing of any negative items from your credit report with your personal information been safe and secured with him. You can always get your credit been repaired anytime and FICO credit score been upgraded above 800’s across your credit bureaus report within few days. I can assure you that you will always get approved for any mortgage loan and be able to purchase any apartment of your choice.

Thu, 06/27/2019 - 20:27 Permalink
Nicholas Spencer (not verified)

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Mon, 07/08/2019 - 20:14 Permalink
David Ford (not verified)

I know how it feels to be frustrated by credit report issues. For a long time now, I have been wondering how I can boost my credit score and possibly remove the 3 negatives on my report which have been preventing me from getting a loan for my new home. All along, I have been scammed by impostors who claim to be real hackers but only end up ripping me off my money. But presently, I can now boost of a home and a good living because of Mr Mufassa. I am grateful to my friend who referred him to me for a discreet service offered to me. He did not just remove the negatives on my report, but also, increased my score from a low 535 to 789 within 72hours. Now I recommend MUFASSATRON@MAIL.RU to you. You could mail him or text him on +16787866844 and get your worries solved in a discreet manner and relatively short time.

Wed, 07/10/2019 - 08:53 Permalink
Edward O. (not verified)

I was really in an embarrassing financial dilemma due to my poor credit score which led me to meeting some imposters online who claimed to help me but rather worsened my problem. My search eventually paid off when I met Jonny through a reference online (May God bless him). His work experience, professionalism, and discretion is top-notch. He increased my score from a low 430 to 785 and cleaned up all the negative items on my report, replacing them with mortgage trade line, auto trade line, installment tradeline and revolving credit cards in just 7 days. These finally got me the mortgage for my new house and several loans thereafter. You all can contact him via email; FAST.FIXER@BK.RU or call +17329312458 and  be guaranteed that your credit issues will be sorted out and good luck.

Wed, 07/10/2019 - 08:53 Permalink
Tianna Perkins (not verified)

Six (6) months ago I wanted an American dream, a house, a car, and start up my own business but as a result of my poor CREDIT SCORE I was never qualified for anything until I met YANDEXCREDIT through a colleague. He helped me raise my SCORE TO 788, cleaned all the negative items on my credit profile replacing them with amazing trade lines within 2 week. Though I doubted him at first because of my previous bad experience with imposters here (online) who ripped me off my money. He eventually got the job done without charging outrageous fees. Now my credit report is up to speed and I’m qualified for everything. He is reliable, discrete and trust worthy. Write him through the email YANDEXCREDIT@LIST.RU

Wed, 07/10/2019 - 08:54 Permalink
Sarah Phills (not verified)

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Wed, 07/10/2019 - 08:54 Permalink
Emma Wiliam (not verified)

I will always recommend THE BEST CREDIT REPAIRER!!!! I will forever and always appreciate your good work, All glory to you for saving me from the pit of hell, life was so hard for me after I lost my husband, it was so unbearable for me, I was in big debt, my house, my car, everything I and my husband worked so hard for was taken away from me, I battled with this for years and I thought I was never going to get out of this debt I got myself into. On a Saturday morning , I was surfing through the internet then I found this credit repair site where I saw so many testimonies about this great credit repairer PROHACK.NET@AOL.COM, I followed every procedures he asked of me and he worked on my credit score within the maximum of 14 days without delay or stress. All thanks to Scott I’ve finally got the perfect solution to any credit issue with low credit score, background check, evictions, credit history and late payments. I’m so excited to have an excellent FICO score of 826 and I will always recommend him to you all. You can also get in touch with Scott on his cell phone +1 (252) 307-3167. Good luck Guys.

Thu, 07/11/2019 - 20:39 Permalink
Mills Dachin (not verified)

Hi,

We are one of the leading Software Engineer & Development company with the focus on Website Design & development, Mobile Application Development & Digital Marketing Services etc.

Our range of services includes:
Web Designing (PHP, CMS, FrameWork, Angular).
Mobile Application Design & Development (Android, iOS)

Digital Marketing Services (SEO, SMO, PPC, FaceBook Advertisement)
Our Starting Price for Website Development:

$459 for a 7 pages website
$659 for a 12 pages website
$999 for e-commerce websit

HACKING SERVICES
*Facebook Hacking Tricks
* Database Hacking
* G-mail/AOL/Yahoomail/ Inbox Hacks
*Control Device Remotely Hack
*University Grade Upgraded
*Wiping of Credit Cards/ Increase Credit Cards Hacks
*Western Union & Money Gram Hacks
*Loan Transfer
*Flipping mining
*Hacking Card (ATM)
*Recover your lost Btcoin password & regardless of any.

E-mail:- phdatabasesolution@gmail.com / pointekhack@gmail.com and your job is done with %100✓ guarantee

Mon, 07/15/2019 - 00:06 Permalink
Christopher (not verified)

Hello Guys. For the past 7 – 9 months, I have been battling with my credit score because it was very low and I wanted to buy a home. Until I met this hacker through a friend of mine. He removed all the negative items on my FICO report and increased my credit score from 461 to 785. I was really surprised that he helped me do it within 1 week, even though I doubted him at first. He got my report information and in 2 weeks my TU, EQ, EX, AND FICO was fixed. He is genuine and reliable.

Contact: PROHACK NETWORK
Email: PROHACK.NET@AOL.COM
Text / Call him on +1(252) 307-3167

Tue, 07/16/2019 - 19:41 Permalink
Christopher (not verified)

Hello Guys. For the past 7 – 9 months, I have been battling with my credit score because it was very low and I wanted to buy a home. Until I met this hacker through a friend of mine. He removed all the negative items on my FICO report and increased my credit score from 461 to 785. I was really surprised that he helped me do it within 1 week, even though I doubted him at first. He got my report information and in 2 weeks my TU, EQ, EX, AND FICO was fixed. He is genuine and reliable.

Contact: PROHACK NETWORK
Email: PROHACK.NET@AOL.COM
Text / Call him on +1(252) 307-3167

Tue, 07/16/2019 - 19:58 Permalink
Roy (not verified)

I always wondered how I could boost my credit score after constantly getting ripped off by lenders, banks and credit card companies due to poor credit history. Then I got referred to by a friend about this amazing hacker guy called PROHACK NETWORK who helped remove the negatives on my report and increase my credit score in a discreet manner. He charges reasonably and gives you evidence before final payment. He changed my life and I can now boost of having a home and a new business, all thanks to him. He can fix your credit report and increase your scores in record time. He came through for me and he can also do the same for you.. Hit him up on his email; prohack.net@aol.com and cell; +1(252) 307-3167

Wed, 07/17/2019 - 20:34 Permalink
Vincent (not verified)

I really appreciate CONFIDENTIAL CREDIT SOLUTIONS for removing all the negative items on my report.
When I was applying for loans for my most recent investment property (my third property including my home),
my score was in the mid-400’s. I had 4 late payments, which hurt me dearly,
but the lenders actually looked at my report and refused me a loan, so I emailed:CONFIDENTIALCREDIT2424@GMAIL.COM
he removed all late payments, and raised my credit score up to 785 in 2 weeks.
I was indeed pleased. You can call or text him via +1(289) 277-0463

Thu, 07/18/2019 - 11:45 Permalink
Eldy William (not verified)

Email PROHACK.NET@AOL.COM , CALL/TEXT VIA +1(252) 307-3167 for perfect CREDIT REPAIR.
Guys, am not suppose to say this, but it’s my TESTIMONEY, My else frustrated me last year, she has clubbing habit and her wants was too expensive, before I realized myself, her much demands affected my CREDIT REPORT my SCORE that was 760s reduced to 380s. If not for my neighbor Mrs. Lily who recommended PROHACK.NET@AOL.COM to me, I would have been a CREMINAL because I can’t even afford my bills. ASAP I contacted him (PROHACK NETWORK) via +1(252) 307-3167 I was in touch with the CEO Mr. Scott; he assured me that his going to put smiles on my face and the repair is going to be a permanent one. Ladies and gentle men, as I publish this review my CREDIT SCORE is now 780, he fixed my bankruptcy, eviction, judgment, late payment, clears all my credit card debts, in fact he removed all negative items in my Report and increases my FICO Score. I recommend PROHACK NETWORK to you guys because I understand that so many people are also facing this challenges. Please contact him ASAP he can do it for you. Good luck.

Sat, 07/27/2019 - 16:33 Permalink
Eldy William (not verified)

Email PROHACK.NET@AOL.COM , CALL/TEXT VIA +1(252) 307-3167 for perfect CREDIT REPAIR.
Guys, am not suppose to say this, but it’s my TESTIMONEY, My else frustrated me last year, she has clubbing habit and her wants was too expensive, before I realized myself, her much demands affected my CREDIT REPORT my SCORE that was 760s reduced to 380s. If not for my neighbor Mrs. Lily who recommended PROHACK.NET@AOL.COM to me, I would have been a CREMINAL because I can’t even afford my bills. ASAP I contacted him (PROHACK NETWORK) via +1(252) 307-3167 I was in touch with the CEO Mr. Scott; he assured me that his going to put smiles on my face and the repair is going to be a permanent one. Ladies and gentle men, as I publish this review my CREDIT SCORE is now 780, he fixed my bankruptcy, eviction, judgment, late payment, clears all my credit card debts, in fact he removed all negative items in my Report and increases my FICO Score. I recommend PROHACK NETWORK to you guys because I understand that so many people are also facing this challenges. Please contact him ASAP he can do it for you. Good luck.

Sat, 07/27/2019 - 16:34 Permalink
Cyril Noah (not verified)

Hello everyone, if you want a quick, genuine and permanent credit repair, then contact ACTION CREDIT SOLUTIONS via ACTIONCREDITSOLUTIONS@GMAIL.COM / call or text (737) 201-7316. I had couple of collections and late payments plus my son’s student loans and some charge offs. My credit score was at the low 560 and needed to get approved for mortgage loan but was denied several times. My colleague told me about this people and how they fixed his credit score in 10 days. I was moved so I contacted them 2 weeks ago, (23 July 2019) and they fixed my credit. My score was increased to 790s and the negatives cleared permanently. I’m really humbled and sincerely thank Action Credit Solutions for their help.

Thu, 08/08/2019 - 13:18 Permalink
Martha Mcintyre (not verified)

All scammed me .. Take note of the way they all write . Oh I heard this , I tried that .. BULLSHIT. they cant even spell correctly or even write proper English. I used everyone of them with the intent of payment after Job and they all failed . They always kept one saying ooh this , need that , and just little to buy Blah Blah Blah . Never Trust Any , (creditsmartspy @ gmail dot com) best possible option you can ever get as a hacker.. great job. +1(305)-912-6941

Sun, 08/11/2019 - 08:09 Permalink
jack miranda (not verified)

Mistakes teach you important lessons, Everytime you encounter one, you’ve a step closer to your goal, I want to fully recommend this great hacker PYRAMID CREDIT SERVICES This dude helped with my repair my credit score, help me get raid stundent loan, late payment and a 7 year fraud alert .. when i was almost bankrupt , I paid him half payment and when he give me confirmation i paid the rest, making me a happy man .. If you seek a reliable source for your credit issues, I think it's best you contact PYRAMIDCREDITSERVICES@BK.RU /(737) 238 6986.

Tue, 08/13/2019 - 13:24 Permalink