My mom has over $100,000 in debt and today I checked my bank account only to find that all of my money, including the $6,000 I had just deposited from my student loan, is gone! Her name is on my bank account because she helped me open it a few years ago (I was still a minor). Called my mom and found out they took my sister's money too. Is this legal? The check was in MY name, and that's MY money and I still need to pay my tuition. Help!