Last week my car got reposed. The loan company gave me 30 days time to pay up the dues. I was 3 months behind on my payments. This was as a result of my health problems. I may be able to start work within a month, but I am afraid that I may again fall behind, because 3 years is still left on the loan with quite a big payment of 300 dollars a month. What can I do? And how is this going to affect my score?