Submitted by Anonymous (not verified) on Sun, 10/23/2011 - 14:49

I am a single Mom with two small kids. I have been out of work for 18 months and have exhausted all our savings, 401K, etc. My mortgage is 3 months behind and Citi is not budging on a modification. I am trying to decide if bankruptcy is a good alternative since I am out of ideas. Any help would be appreciated. Nancy

Welcome to the forums!!!
I think bankruptcy is not a good alternative. This is because it hurts your credit score. You may try to get help from your relatives and friends. You may also consult with a bankruptcy attorney in this regard.

Mon, 10/24/2011 - 05:59 Permalink