Who can you go to to consolidate payday loans?

Submitted by donna.born on Fri, 10/22/2010 - 17:41
Forums

I have gotten myself in a mess with PayDay Loans after the transmission went out in my car. Now I have $1200 in debt and $490 in monthly fees which I cannot afford to pay. Are there any organizations out there that will help you to consolidate these loans to begin a pay down process and reduce the monthly interest? I currently rent my home, so I do not have access to home equity, nor do I have property that I can obtain a secured loan. My credit score is below 640 since this whole mess.