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Asked to repay & was told they only take it out of a che

Submitted by Anonymous (not verified) on Tue, 01/21/2014 - 07:50
Forums

I have a payday loan with AIP. I just discovered they aren't licensed in Indiana. They have been taking 89 out of my account for about 4 months on 200.00 What can I do? I closed my bank account & opened a new one. I called and asked to repay & was told they only take it out of a checking. What can I do?

They would be debiting my account for the interest.

Submitted by Anonymous (not verified) on Tue, 01/21/2014 - 07:49
Forums

I emailed and faxed letters to 2 PDL co. revoking their privilege to debit my account. I got a response back immediately from Pay Check Now stating I owed them $400.00 and that they would be debiting my account for the interest amount of $187.00 and it would rollover if I did not contact them to take the full amount out. What do I do next? I closed out the account as I have paid them back the full amount borrowed, not including interest, I live in NJ.

Who were you in contact with at the offices?

Submitted by Anonymous (not verified) on Tue, 01/21/2014 - 07:47
Forums

Zip19 has been very quiet since receiving my demand for a refund after discovering they are illegal to lend in my state (Arizona). I only overpaid by $298 but I would like that back. Has anyone ever received a refund from them? Who were you in contact with at the offices? I seem to be getting no where when sending a fax to their customer service fax.

First thing I should do is close the account

Submitted by Anonymous (not verified) on Tue, 01/21/2014 - 07:46
Forums

I have five loans in Missouri and read through this and thought that the first thing I should do is close the account. Which I did today. Now I am terrified that I am going to go to jail for this. Please help! My loans are with ameriloan, One Click Cash, CashNetUSA and PayDay One. Help please!

Pdl companies dealing with are legal or illegal

Submitted by Anonymous (not verified) on Tue, 01/21/2014 - 07:44
Forums

How do I find out if the pay day loan companies I am dealing with are legal or illegal. I learned from this forum that 500 fast cash and Loan Point USA are both illegal. Nobody seems to know about AeroAdvance or PDL Loan Center. (These are also companies on the internet) Who would I contact to find out if these are legal companies? I live in Mississippi.

garnishment

Submitted by liudmilaparker on Fri, 01/17/2014 - 16:47
Forums

My husband divorced after 39 years of marriage (she left him) and was paying $800 alimony monthly.

At the age of 65, she began to get half of his SS benefits ($1000). She still wants to get her alimony, and her attorney filed for garnishment of my husband's SS.
How can they garnish his SS, if he pays for the house and all the bills from his SS? How can they garnish if he does not have ability to pay?
How can he survive, being a 71 yo disabled war veteran?

Does not he think they got enough money?

Submitted by Anonymous (not verified) on Fri, 01/17/2014 - 10:28
Forums

I defaulted on cash central. The man who called today said if I did not send 120.00 today, they would call every day until it was paid. He also said "you had 8 other loans that were paid what is the problem now?". Now I'm really pissed. Doesn't he think they got enough money with the 8 other loans? They want 120.00 now and 350.00 within 2 weeks. I borrowed 400.00.

What will these places do to me?

Submitted by Anonymous (not verified) on Fri, 01/17/2014 - 10:26
Forums

I currently have 4 Pay day loans. I have worked myself into an impossible situation financially. Are the following pdl places legal?
500 Fast Cash borrowed $300.00 - paid $300.00
balance $480.00
Loan Point USA borrowed $500.00 - paid $1250.00
balance $850.00
AeroAdvance borrowed $300.00 - paid $937.00
balance $190.00
PDL Loan Center borrowed $300.00 - paid $370.00
balance $390.00 (or more, I don't know)

Taking as much money as they can

Submitted by Anonymous (not verified) on Fri, 01/17/2014 - 10:25
Forums

Can anyone tell me what the legal % they can charge in CA? They charged me 300%. These people are loan sharks. USfastcash they are really something all 500 fast cash. Someone from 500 fast cash call me the other morning and I told her that I was spending all my time at the hospital with our critically ill daughter and she didn't care so I ask her to talk to someone else and she started yelling at me and said she wanted to talk to my husband and it was none of my business. Is what they are and like hurting people and taking as much money as they can?

Too afraid of getting the harassing phones calls

Submitted by Anonymous (not verified) on Fri, 01/17/2014 - 10:23
Forums

I have been reading the posts on payday loans and I have not seen any information on Washington, DC. I have payday loans with, United Cash Loan, Ameri Loan, 500 Fast Cash, Payco, GFS (General Financial Services), Sonic Payday, Bahamas Marketing, Group and Loan shop. My question is are there any debt programs for assisting with paying off loans. I'm really going deep debt with these companies. I'm sorry I ever got involved with them. I need help fast so any assistance would be greatly appreciated.