This letter should only be used after the proper court procedure has been followed. You must notify the credit bureau you are suing them by serving them with a Summons and Complaint.
Re: Account number
This letter is to further notify you that a lawsuit has been filed against you at [name the court] on [date]. An additional copy of the Summons and Complaint is attached. The case number is_______.
Once I have received your response to the complaint, I will contact your attorney to schedule a pre-trial conference.
My reasons for filing suit are: (give your reasons as enumerated in the complaint)
I am obliged to reply to the point mentioned, in paper, with written signature on it. I have won a couple of such lawsuits before. If you agree to the terms I am proposing, have your attorney contact before <date>, <time> to avoid a court appearance.
Enlist the items to be deleted or corrected on your credit report.