You can file bankruptcy even if you are unemployed. However, when unemployed you can file bankruptcy only under chapter 7. You won't be able to file chapter 13 bankruptcy because for that you need to have a "Sufficient disposable income". In chapter 13 bankruptcy you need to work out a repayment plan to pay off the debts, and for that you need to prove that you have sufficient income to make those payments. However, for more details, you can consult a bankruptcy attorney.
Bankruptcy
Hi sqrlgrl,
Welcome to this community :)
You can file bankruptcy even if you are unemployed. However, when unemployed you can file bankruptcy only under chapter 7. You won't be able to file chapter 13 bankruptcy because for that you need to have a "Sufficient disposable income". In chapter 13 bankruptcy you need to work out a repayment plan to pay off the debts, and for that you need to prove that you have sufficient income to make those payments. However, for more details, you can consult a bankruptcy attorney.
Hope this helps.
Regards,
Aaron