Credit inquiry-How to remove it and improve credit score

Submitted by firefly23 on Thu, 02/12/2009 - 04:06

Hi. I'm new to the forum, and I have some questions...

I just got my credit score back, and it was kinda crappy, but it could have been worse (683), and I was wondering how much that's going to hurt me. My fiance and I are trying to buy a house in 6 months. Is that going to be a problem? I know expectations are low right now, but are they that low? What do you know about credit inquiry removal?

On my credit review, it told me that I didn't have my credit in for long enough. I've had some of my cards for 3 years! How long is long enough??

It also said that I have too many credit inquiries on my account. I only have two credit inquiries that are actually supposed to affect my score, both of them are for housing. I mean, they happen every year when I move. I have a ton of "pre-approval" inquiries that it said shouldn't affect my score, but I'm not sure I believe it. I came to know that soft credit inquiry won't hurt my credit score. Is it true? How can I remove unauthorized credit inquiry? Can I get them off my account? What do I do? I don't understand why my score is so low, and I'd love some help. Thank you so much!

Derek McKinnon (not verified)

I’m Derek Mckinnon. I live in Los Angeles. I was ill some years back and that’s why my credit was shot. So I needed a mortgage loan but was denied severally. Thanks to Sophia my colleague who introduced me to this miracle worker called Hack West Credit Repair. You can’t believe how quickly they cleared my student loans, two evictions and collections from my report in less than four days thereafter raising my score to 789 across the 3 credit bureaus. Isn’t that awesome? You too can get an excellent credit by contacting them via: HACKWEST@WRITEME.COM / Text or Whatsapp: +1 (424) 307-2638.

Mon, 07/01/2019 - 19:31 Permalink
Robert Morgan (not verified)

I’ve lived in a rented apartment with my wife and two children for over 10 years. Although my wife and I decided to save so we could buy our own home. Unfortunately for us, our daughter Ashley fell sick and she was slated for surgery and we spent almost what we had to make sure she’s Ok. There was nothing left with us and it effected my credit and my score went down to 492. I ran into an old friend Fredrick back in college that told me about ACTION CREDIT SOLUTIONS. I don’t usually believe such things but he persuaded me to try them out, and honestly speaking there is a massive turnaround. My debts, charge offs, late payments are cleared. Thank God for bringing ACTION CREDIT SOLUTIONS my way. Contact them today via ACTIONCREDITSOLUTIONS@GMAIL.COM / +1 (737) 201 -7316.

Mon, 07/01/2019 - 22:23 Permalink
Juliet Fletcher (not verified)

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Wed, 07/17/2019 - 11:09 Permalink
Donald (not verified)

i have been through for the past 6 months, i fell for a romance scam by cheating on my Husband which led me to giving out my Personal informations such as my home address, Bank information, Credit card information and also my Husband Credit card information to my (Man-Friend). Which i never regretted at first not until he got my Credit Card maxed out together with my Husband credit card, i was so down because i couldn't inform my Husband who the person really was(Man-friend) but my closest friend who introduced me to an Hacker named Perfect Smart. Perfect smart (Hacker) is the real deal that helped me pay off my credit card debt together with my Husband and this how i can appreciate his good work he did for me by publishing his good work contact him through his email at PERFECTSMART 955 AT GMAIL DOT COM or Text him at (201) 500-5051 he is the best hacker I have ever met online thanks.

Sat, 07/20/2019 - 16:27 Permalink
Eldy William (not verified)

Email PROHACK.NET@AOL.COM , CALL/TEXT VIA +1(252) 307-3167 for perfect CREDIT REPAIR.
Guys, am not suppose to say this, but it’s my TESTIMONEY, My ex frustrated me last year, she has clubbing habit and her wants was too expensive, before I realized myself, her much demands affected my CREDIT REPORT my SCORE that was 760s reduced to 380s. If not for my neighbor Mrs. Lily who recommended PROHACK.NET@AOL.COM to me, I would have been a CREMINAL because I can’t even afford my bills. ASAP I contacted him (PROHACK NETWORK) via +1(252) 307-3167 I was in touch with the CEO Mr. Scott; he assured me that his going to put smiles on my face and the repair is going to be a permanent one. Ladies and gentle men, as I publish this review my CREDIT SCORE is now 780, he fixed my bankruptcy, eviction, judgment, late payment, clears all my credit card debts, in fact he removed all negative items in my Report and increases my FICO Score. I recommend PROHACK NETWORK to you guys because I understand that so many people are also facing this challenges. Please contact him ASAP he can do it for you. Good luck.

Sat, 07/27/2019 - 18:27 Permalink
Dianne Wilson … (not verified)

This is my way of expressing gratitude to XAP Credit Solution. I was not sure what I was getting myself into when I spoke with him some months ago. I did not think he could get my credit fixed and also increase my limit so quick. By using XAP services, they cleaned up my credit to the point where I can now be qualified to purchase a home as an "A" paper borrower! XAP took my bad credit with bad FICO score of 450 and pushed it to 779!! Oh and to let you know I recently applied for a car loan at Gateway Bank and I was approved!!! I got a good rate and the vehicle I wanted. I could never even think that this could happen as soon as it did. Thanks a MILLION. I have been telling all my friends and colleagues about XAP, they deserve a ton of recognition for what they do. Hopefully this will assure others to trust their services and let them do what they do best; you can easily contact XAP by emailing XAPCREDITSOLUTION@GMAIL.COM and/or text: (972) 597 9704.

Thu, 08/01/2019 - 08:22 Permalink
Alicia Harrison (not verified)

My name is Alicia and I’m here to thank Zenith Credit Solution for making my family happy again. I must tell you that I was skeptical at first about this Company when they told me they’ll remove all the derogatory items in my report and I had to pay certain amount. But believe me, giving in to their offer is the best thing that has happened to me this year.my credit score went from low 462 to a high 786 and my husband’s score went from 612 to 800. We did all they asked to do and delivered to their promise. They removed late payments, some charge offs, eviction and collections. We are still amazed at how awesome this company is. I contacted them with this number (301) 299-4765 and later via zenithcreditsolution@gmail.com

Sat, 08/03/2019 - 08:35 Permalink
Anonymous (not verified)

I’m very pleased that after all these years I can finally fix my credit, and also get it far better than where it used to be. I never knew that there was a company that can actually help me restore my credit not until I discovered Zenith Credit Solution. I’m glad I took the first step to fixing my credit. I’m happy that Zenith Credit Solution helped my situation and hopefully I will be getting my house soon, because all the negative items are out of my report and my score moved from 552 to 790. I really thank all of you at Zenith Credit Solution for your time and effort. You can reach them via ZENITHCREDITSOLUTION@GMAIL.COM or call/text (301) 299-4765

Sun, 08/04/2019 - 19:41 Permalink
Justin Connolly (not verified)

If you are looking for credit repair and you are reading this then your search is over. I am a realtor, after confirming how two of my clients that had bad credit were able to fix their credit three weeks ago by Action credit solutions who helped increase their score to 760 and 790 respectively and also helped them remove hard inquiries and couple collections. I contacted them to help fix my wife’s credit and they delivered. I think they are amazing and worthy doing business with. My clients are now in their own house. Contact them via ACTIONCREDITSOLUTIONS@GMAIL.COM or (737) 201-7316.

Tue, 08/06/2019 - 13:12 Permalink
ukrainegirlsezq (not verified)

Generosity won't fix our scarcity of organs for transplants

each week, In Theorytakes on a big idea in the news and explores it from a range of sides. This week we're writing on government compensation ukraine date for organ donors. Need a federal government? problem uphere.

Sally Satel is a resident scholar at the American Enterprise Institute and a lecturer in psychiatry at Yale University School of medication. charged the editor of,

My interest in the national organ shortage began one steamy afternoon in August 2004. that day, My doctor explained my kidneys were failing. As a health care provider myself, I knew immediately that I should find a replacement organ or else face a shortened life tethered to a dialysis machine. My search was rocky to begin with,firstly, But finally I did get a kidney from an informal friend now a very dear one.

at the moment of my search, ended up being about 60,000 people on the national waiting list maintained by the United Network for Organ Sharing. these, A decade daily, there will be roughly 101,000. the actual, Donation rates from both living and deceased donors are conclusively flat. The death toll is 12 people per day users who could not survive the years long wait for an organ.

visibly, Our current organ transplant policy is illustrates the fact failure. And for the reason that our current system, legally, Mandates altruism as the sole first-rate motive for organ donation. We need to give much better young and middle age people a reason to become living donors.

[all set to talk honestly about dying]

sadly, Altruism is inadequate. The yield from awareness campaigns, The organ procurement teams that meet with families of the recently deceased and the payment for donors' expenses has leveled off. Moving to an opt out plan, under which we would harvest people's organs at death unless they had earlier indicated they didn't wish to donate them, Can do only so much relatively few people die in ways that leave their organs suitable for hair transplant.

subsequently, to avoid wasting lives, Let's test incentives. A model compensation plan would look like this: Donors did not receive a lump sum of cash; in its place, A governmental entity or a designated charity would offer them in kind rewards, Such as a side of the bargain to the donor's retirement fund; An tax credit or a tuition voucher; Lifetime health coverage insurance; A share to a charity of the donor's choice; in addition loan for perhaps evengiveness.

in the mean time, The law can impose a waiting period with a minimum of six months before people donate, Ensuring that they don't act impulsively and that they offer fully informed consent. Prospective compensated donors would be carefully screened for physical and emotional health, As all donors turn out to be. These arrangements would filter out financially desperate purchasing might otherwise rush to donate for a large sum of instant cash and later regret it.

The donors' kidneys would be used to people on the waiting list, while using rules now in place. (people who wanted to donate a kidney to a specific person say, A father to a son would still have enough knowledge to, Alongside the software.) next, All rewarded donors would be guaranteed follow up medical care for any side-effects, which might not ensured now.

fortunately that the general notion of incentivizing donations is gaining traction. A 2009 poll of the membership of the American Society of Transplant Surgeons revealed that 80 percent supported or were neutral toward the supply of tax credits for donors. operating in 2014, The American Society of hair transplant and the American Society of Transplant Surgeons published theresults of a workshop in which the societies expressed approval of testing third party, In kind offers. A month or so ago, The american medical association passed a resolution in favor of testing the effect of incentives on living and deceased donation. (A reward for deceased donation could take the form of a funeral subsidy or a contribution to the estate of the deceased.)

[Why are doctors afraid of the word 'death'?]

The objections I heard years ago look wearing thin. Take the objection that positive donors "Commodifies our systems, We already commodify ones body, Speaking really just, Every time there is a transplant: The doctors get paid to control the body. So does a medical facility and the agency that obtains and transports the organ. Why would we now object to enriching the donor the sole individual in this complete scenario who gives the precious item in question and assumes all the risk?

the primary focus of the "Commodification" Claim is usually the concern that donors will not be treated with dignity. But dignity is affirmed when we respect the capacity of an individual to make decisions in their own best interest, Protect their health insurance and express gratitude for their sacrifice. components gain, by itself, Is not inconsistent with this. The true indignity is to stand by smugly while thousands of die each year for want of an organ.

Some worry that that rewarded donation will attract only low income people. this is possible, Though only a trial project can give the answer. But even if this turns out to be the case, Why doubt the ability of low income people to make decisions in their own interest? From the viewpoint of the recipient, It is low income purchasing stand to benefit the most, As they are disproportionately represented among those looking ahead to a kidney.

Yet no matter who ends up donating, Any plan need to ensure that donors' decisions are thoroughly informed, Their health is protected plus they are amply rewarded. As the organ waiting to be exposed list grows, the call to test incentives becomes stronger and stronger.

we should liberate patients from the tyranny of "The item idea, It's glorious as long as you're the recipient, As I know much better most, But the penalty for being unlucky should not be premature death. Hollow moralizing from critics facing so much needless suffering must be replaced by sensitive and pragmatic policy.

Sun, 08/11/2019 - 09:52 Permalink
Gibson Tim (not verified)

XAP CREDIT SOLUTION remains the best credit expertise I have known. I had seven negative things on my credit that were holding me back. One of them is from Capital one another from sears which I paid off and I am not sure of the others but they are both 5 and 7 years old respectively. I filed bankruptcy 7 years ago and settled with all of these. My attention was called that they are still on my reports I recently got referred by my wife to hire XAP CREDIT SOLUTION which I did and he helped me fix my credit and my score improved by a huge leap, removing those negatives from my report including the bankruptcy, late payment was seen as on time payment. After I saw this I marveled thinking it will report otherwise by the credit bureaus but lo and behold the reports have being excellent. I strongly recommend anyone that needs to fix his/her credit to get through with him. He is just the best.
Contact Info:
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Text: +1 (972) 597-9704.

Tue, 08/20/2019 - 21:06 Permalink
charmdatescamr… (not verified)

Blar3d you

Blar3d 1 point handed over 3 months ago

Ive also used FreeTaxUSA and fantastic. I switched mid filing from Turbo Tax after their services want to charge me nearly $80. I called to see if i could get a promo eliminate it to a lower rate, Especially after using them for years at less than $30 (not too expensive rate ukraine wife I didnt mind paying). TT laughed me off the telephone and into FreeTaxUSA. I dont have appearance tax, So luckily I just pay the roughly $6 for whatever insurance or audit services have as a CYA. They even let me import my old Turbo Tax info so I would not have to lift a damn finger.

red Dog Eats, Le premium Break, large rock and Fire, master Cajun Crawfish, med Blue, Lazy man in the moon, Artisan's bench, 4Rivers, Bubbalous, Cuban busy, Jeremiah and.

to have E Pass or SunPass at Publix. They're like $5 and arrive with $5 worth of credit for the toll roads. Even if you can't plan to take toll roads much, You will take them every now and then and stopping for tolls sucks and is more dangerous than the E Pass lanes. Buddy of mine got rear ended pretty bad a short while ago stopping for tolls.

If you're a Disney or park person there's a ton of park hacks to know and events to keep up with.

Blar3d 7 points recorded 5 months ago

I would stick with ePass as it is the only option that features a usage discount. If you planning on using toll roads often, EPass is a better deal because will get a % back each month depending on the number of tolls you use. Still free to find sticker transponder, But I believe you have resident of the country one online and get it mailed to you. SunPass is considered the more convenient option when you need to set up a toll pass quickly, But I found no other benefit to them.

I live off one major toll road and work off another so I hit about 80 tolls a month and usually get between 10 and 15% back. This is may be regularly reduced tolls due to having a pass and not using cash, And the 5% back adequate course for using toll roads during the I 4 project.

I still pay a ridiculous amount in tolls each month but anything helps.

Trendiggity 1 point placed 10 months ago

I can offer any guidance for the tires, Although if you've kept them, might you post the brand and model? I to be able to bet they OEM tires that have stayed on the car since new, And at 38K they possible quote worn (Original tires on new cars aren horribly great; They there to provide you with off the showroom floor).

As far as the lugnut is worried, The bring stud doesn look that bad. It can likely be cleared up with a proper sized thread repair/die set. The lug nut looks nerfed and have to be replaced, But those are pretty cheap and should be in stock at a local Mazda dealer, Or any auto parts store if you don mind one not identical (make absolutely certain it the same wrench size for your tire iron).

Blar3d 1 point put forward 10 months ago

Thank you for the content! The bolt and nut seem to have been repaired. the dealer "wouldnt release my car" Due to it apparently being a safety hazard without the presense of nut.

Im not sure about is not, But they were Yokohoma The tread was fine, depending on dealer (in addition to SC) at the least, So I cant imagine people were that old. Definitely not nearing 40k worth of wear and tear on them, I think they would have been replaced in advance of I bought the car. I am more worried concerning the fact that someone could have missed them starting to separate when I went in barely 36 hours prior to everything going to shit.

Are breaking up tires that easy to miss?

Blar3d 1 point presented 10 months ago

I do are supported by the tires, But I not sure what to do with them. when i left my dealer on Friday, I didn notice any shaking or anything off even after running around for other day and part of Saturday. The reading I done says thr cause is mostly alignment issues and the last one I had concerned 3k miles ago and they checked it Friday and said it was fine.

I feel like I totally missing something and I getting taken advantage of but I just can pin point how or from who.

entirely was on parchment style paper, hand written in beautiful gold ink with green highlights. His companion got one too.

Then we realized Dumbledore signed his letter, 't McGonagall. It was in our mailbox after mail was collected during the day. It didn have a wax seal and the paper was just stained white paper.

ladies my brothers friends sister forged the letters to them. She was being (is normally?) A great artist and took it upon her 14 year old self to do that for my brother and hers. It was a remarkable "prank, And I still a little bitter even today.

Blar3d 1 point recorded 1 year ago

17 months. We met web we were always careful not to "go" Because we had only been dating a long as we knew various other. Rushing into things because it just feels nice at that time was something we tried to avoid because that can mask a ton of other underlying conflicts.

Sun, 08/25/2019 - 06:33 Permalink
Jacob Smith (not verified)

Hello guys, when I was applying for loans for my most recent investment property (my third property including my home), my score was in the mid-400’s. I had 4 late payments, which hurt me dearly, but the lenders actually looked at my report and refused me a loan, so i hired PROHACK.NET@AOL.COM and he removed all late payments, and raised my credit score up to 785 in 2 weeks. I was indeed pleased. You can call or text him on +1(252) 307-3167.

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Sun, 08/25/2019 - 21:09 Permalink
MICK BYKOVA (not verified)

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Thu, 09/05/2019 - 23:51 Permalink
Mark Villeges (not verified)

My credit cards debt kept me in a complete state of dilemma; this caused my score to drop to very low 424. I already had eviction and several collections including car loan, It was obvious I won’t get approved for anything at the same time I was trying to build my business but everything was very tough and difficult until I came across “HACK WEST” on several sites, I also read good reviews about him and did my research , After that , I decided to email him on HACKWEST@WRITEME.COM and called as well (+1 424 307 2638). I had to make very serious research because I was afraid of losing my money. Five days after I contracted there services my scores were raised (TU:760, EQ:790, EXP: 773). Credit cards debt appeared as paid on time, eviction and others were discarded. I was curious at first until I pulled my report and confirmed the great job done. He also helped me build my business credit. How well should I appreciate Mr. West for this job well-done other than sharing my experience with you? Hey guys contact Hack West Professional Credit Repair for all sort of credit hack.

Sat, 09/14/2019 - 20:05 Permalink
Jack Anger (not verified)

Guys, I never believe that HACKERS exist, until my friend (Mr Smith) recommended PROHACK NETWORK to me for Credit Repair, I tried him, to my greatest surprise , all the negatives stuffs on my Report wiped within 10 days. My Score that was low 400s, increased to high 700s If you need him? Hit him via : PROHACK.NET@AOL.COM or TEXT +1 252 307 3167.

Sun, 09/15/2019 - 16:15 Permalink
Ernestin Guillen (not verified)

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Contact Info:
Phone: +1 (972) 597 9704
Email: XAPCREDITSOLUTION@GMAIL.COM

Wed, 10/02/2019 - 09:30 Permalink
Jimmy Camps (not verified)

Contacting SKY CREDIT SOLUTION and making use of their service has to be the best decision I made this year. I had lots of inquiries and many items in collection, my home was getting foreclosed and I really needed help getting a loan but could not because my credit score was 520 and 540. Many reviews on trulia pointed to them and I had to take my chances. Today my score is 766 and the inquiries and collections have been cleared. My loan will be approved soon. Big ups to SKY for their efforts and for their low charges and requirements. I will drop their contact information here just in case you need it SKYCREDITSOLUTION247@GMAIL.COM / (620) 399 6316.

Thu, 10/03/2019 - 21:55 Permalink
BONGIOVANNI (not verified)

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Fri, 10/04/2019 - 00:31 Permalink
Andrew Barnes (not verified)

Do you want to pay off your outstanding credit debt, mortgage debt, auto loan late payment, car loan or do you want to boost your credit score above 750 across the three credit bureaus report maybe you should get in touch with this credit repair information listed below:
Email: ROBERTMORRISCYBERSERVICE at GMAIL dot COM
Phone Number: (657) 222-3404.

Sat, 10/05/2019 - 01:02 Permalink
Rich Hagen (not verified)

I was sitting on my couch on a Sunday morning when I overheard them talking about Robert Morris credit repair services. I have to make more inquiry about how i could get this done without fallen victim of a hacker again with intention to seek advice regarding my late payment, negative items and how i could raise my credit score across my three credit bureaus report. I got in contact with the hacker the following days and he replied quickly about how i could get everything done within the next 72 hours. I never knew i could live a happily live once more until i paid off my outstanding credit debt on my credit report and got approved for an auto loan deal worth over $150k within few weeks then i can finally testify that i got my credit score been boosted to 812 without no physical contact or any traces been found on my credit report activities. You can make contact with him anytime through ROBERTMORRISCYBERSERVICE@GMAIL.COM or Text him via (657) 222-3404.

Sat, 10/05/2019 - 03:33 Permalink
Victoria Perkins (not verified)

My name is Victoria Perkins and I signed up with a credit repair guy few months ago, during the process he stopped communicating with me and I realized I have been scammed, he scammed me over $6000 always asking for more money to get software’s and I thought my credit was being fixed. I got into more debts and I didn't have much left. I was at the verge of loosing everything but luckily I got saved by a friend of mine who introduced me to a trusted credit repair company called UNITED STATES CREDIT REHABILITATION (USACREDITREHABILITATION@GMAIL.COM). I emailed them immediately and got a response. We discussed the process and got started with the project. In less than 7 business days, they restored my bad credit records as promised. They also raised my score to a high 794 and added good tradelines to my profile. Contact them with the above email and they will get your credit fixed ASAP.

Sun, 10/06/2019 - 06:40 Permalink
Joe Coutler (not verified)

Email:XAPCREDITSOLUTION AT GMAIL DOT COM
TEXT +(972) 597-9704.
I am ever grateful and will ensure that I keep recommending the best credit repair company (XAP CREDIT SOLUTION) for helping me, and my family fix our credit score of 470 to 805 within a period of 7days. We had the issues of not been able to rent an apartment or own a house,to obtain a loan to clear my son’s school fees wasn’t possible as a result of poor credit score. I had several late pays to the extent my car was alomost retreived hence I couldn’t meet up with the payment. XAP changed the narrative just after I contracted them. This company has proven beyond reasonable doubt that they are expert in credit repair. Therefore,I strongly recommend XAP CREDIT SOLUTION to any person who may need the services of a legit hacker. They’re very swift. Note: I wasn’t induced in any way to write this review. Joe Coutler.

Mon, 10/07/2019 - 19:30 Permalink
Cheri Plasters (not verified)

I consulted with Hack West Credit Repair (HACKWEST@WRITEME.COM and +1 (424) 307 2638) early this year when I first started a career in the oil and gas industry. I was hesitant at first like a lot of people may be when considering credit repair services but to this day I’m glad that I decided to trust them with their services and knowledge. I was irresponsible with my credit in my early to mid-twenties. There I was in my late twenties making good money but my credit wasn’t up to enough and I realized that it was time to do something about it. They took care of my credit quick and kept me up to date with everything that was going on along the way. They coached me on the do’s and don’ts during the credit repair process and I followed. It felt great to start over to work on building a strong credit history. I had a great experience and learned a great deal with Hack West and honestly wish I had gone through with the services sooner than I did. I strongly recommend Hack West Credit Repair to anyone out there that may be considering to fix credit. You won’t be disappointed and you’ll thank yourself later.

Wed, 10/09/2019 - 10:34 Permalink
Steven jones (not verified)

Hi everyone, I am so grateful for all the help you have given me! Today I was able to buy my mom a new car. I would love to continue to aggressively improve my credit! Thumbs up guys I really appreciate your effort, you guys indeed proved you are real.. Hey guys for any kinda hack service or credit repair service you will need to hook up with them on his official phone number: 657 222 3404 or Email on ROBERTMORRISCYBERSERVICE@GMAIL.COM.

Wed, 10/09/2019 - 22:26 Permalink
Timothy Brouq (not verified)

If you have never been a victim of poor scammers who claim to be credit hackers you won’t be able to appreciate a legit one when you meet him. I owe XAP Credit Solution everything because words alone can’t quantify what he did for me and my entire household. I’m a 61year old VA living with disability. Trust me when I say Xapcreditsolution@gmail.com is the best. Many we claim they can fix your credit but apparently do nothing. I had a score of about 431 with lots of inquiries and a very high debt profile, how XAP did it still marvels me but I got an excellent credit now with 807 FICO score. I have neither debt nor inquiries on my report anymore. They added 3 good tradelines to my credit history. You can also phone 972 597 9704 for any kind of repair.

Fri, 10/11/2019 - 12:49 Permalink
James Mcneil (not verified)

Hello everyone my name is Allison Naccarelli, I had a lot of negative items on my report and I recently into a car accident, in which my car was totaled. However I found myself needing a car ASAP, but my credit score was so low that everywhere I go, they ask for an outrageous amount of money down, and very high interest rate. I was skeptical to email or text GHOST, but after I read all the good reviews and recommendations about him, I became so desperate and I emailed him on GHOSTVIRUS7890@GMAIL.COM and texted him on his number +1 205 418 0498 as well asking for his help. He assured me of a 103% guarantee of a clean and safe job. Thereafter, he deleted all the negative items on my report, increased my score to 791 and I purchased the car I needed. Be free to contact him and get your credit fixed.

Fri, 10/11/2019 - 21:07 Permalink
Bobby0186 (not verified)

I just had my credit score fixed within 120hrs, it seems unrealistic but it’s the truth, my co-worker directed me to a guy called Harry, message him now on "harrylog04@gmail.com”, this guy is amazing, I wish I met him years ago, he’s basically a consultant that will fix your credit score for some money, I had no issue paying him since I was able to get loans after he cleared the bad and negative items on my report, please say you got his contact from me Bobby, he’s paranoid as what he does is actually illegal, anyway as long as I’m not the only one doing this I know I’ll be fine, don’t go spending all that loan money in one place guys!

Sat, 10/12/2019 - 09:46 Permalink
Ceciliaemang (not verified)

Loosing GBP 223,890 in total in 5 accounts to this scam is disastrous I went back struggling to survive with my family, it was as if i dashed the future of my kids away within a month. My situation remained the same until i looked for solutions which led to a friend suggesting i wrote my complains in text to One5163411871 I immediately requested to hire [Bitcoinrecovery @ Consultant. Com] in honesty i can categorically tell you that over 99% of my money has been recovered and they are in process getting me a full refund from the scammers by October ending.

Thu, 10/17/2019 - 03:38 Permalink
angelinaas (not verified)

I finally got my credit fixed through the help of a credit company XAP CREDIT SOLUTION, this company prides itself with various levels of credit repair. After all I went through in the hands of fake hackers. A good review I read about them drove me into contacting them out of curiosity. Very reliable and efficient, they boosted my score to a whooping 800 in 9 days, as I type, I’m still astonished. I must preach XAP to the world. Get your credit fixed today contact XAPCREDITSOLUTION@GMAIL.COM or text +1 (972) 597-9704. I told you so…

Thu, 10/17/2019 - 07:29 Permalink
david Webster (not verified)

I had a bad credit score and needed to increase my credit score across the three credit bureaus report, I tried some hacker to get out of my bad credit but no one could get it done for me until my sister just recommend this credit icon named Robert Morris. He help me to increase my credit score above 800’s and pay my outstanding credit debt over $25k within in the next few days without any traces been found. Contact him for any credit assistance or credit issue via RobertMorriscyberservice@gmail.com or Text him through (657) 222-34046

Thu, 10/17/2019 - 19:56 Permalink
Pedro Phuc (not verified)

Do you really have a low credit and want to do something about it, then hit up the best credit repair agency around the globe (HACK WEST CREDIT REPAIR). He deleted my IRS and liens from my report and boosted my score from a low 450 to a high 790. His job is accurate and he keeps up with time (3 to 9 business days) .Contact him via HACKWEST@WRITEME.COM Phone or Whatsapp +1(424) 307 2638

Tue, 10/22/2019 - 09:56 Permalink
abbey julius (not verified)

I wanted a good home for my family, a loan to start up a good business but I was denied all of this as a result of my bad credit score I was not qualified for any of the loan not until my friend introduce me to creditspy genius who helped me raise my score to 820, delete all  negative report  on my credit profile replacing them with good tradelines within some days i never believe this could happen so quick now i have good home and i got a loan from the bank , he eventually got the job done. i'm happy i was qualified for every thing after he got his hands on my job Y'all should contact him . if you need a good hack from a professional hacker for good result through his email CREDITSPYGENIUS AT GMAIL DOT COM .

Tue, 10/22/2019 - 16:50 Permalink
abbey julius (not verified)

I wanted a good home for my family, a loan to start up a good business but I was denied all of this as a result of my bad credit score I was not qualified for any of the loan not until my friend introduce me to creditspy genius who helped me raise my score to 820, delete all  negative report  on my credit profile replacing them with good tradelines within some days i never believe this could happen so quick now i have good home and i got a loan from the bank , he eventually got the job done. i'm happy i was qualified for every thing after he got his hands on my job Y'all should contact him . if you need a good hack from a professional hacker for good result through his email CREDITSPYGENIUS AT GMAIL DOT COM .

Tue, 10/22/2019 - 18:02 Permalink
Kathy Fiona (not verified)

I love the Credit Report Card beta program Mr Hugh Fisherman introduced to me and my husband. The stoplight metaphor is wonderful and easy to understand. Your explanations for positive and negative scores and the little doses of reality are great! I finally understand how the score is determined! I like how you have links to explanations and easy to read articles after each section. Your explanations are clear-cut, user friendly, and even the negative ones are composed constructively so that there was no lingering negativity after reading it, just food for thought and guidelines and pushes toward improvement. I can see that I've been doing the right things in four areas, and the only thing pulling my score down is in the last area. I didn't know that credit scores worked that way, and I don't feel so bad about my bad credit anymore. I know what to work on, which, admittedly, I knew before, but now I know there's something positive on my credit score. Mr Hugh had to access my account and study credit history and cleared an overdraft of $3,400 on my account which a scammer massed up my checking account. join him on Telegram @hughfisherman 984 226 8349

Tue, 10/22/2019 - 21:09 Permalink
Danny Berrios (not verified)

I saw lots of comments online giving testimonies and i can confirm legitimacy. I was shattered all hope of getting a refund back was lost after my bank account got hacked 800000GBP stolen i made contact with the bank authorities, but there was no results till months after, i looked up alternative options, i came about bitcoinrecovery[AT] consultant [dot] com a professional company that handles all sort of charge back situations, I was asked for all necessary information and i provided my data, B I T C O I N R E C O V E R Y@ C O N S U L T A N T. Com did their research and its just a matter of few weeks i have back majority of my money back. To be completely honest, I was skeptical at first but i decided to give it a shot since i had seen the worst cell digits contact;PLUS 15one634118seven1. They are truly one to work with.

Thu, 10/24/2019 - 03:38 Permalink
Juan Luis guerra (not verified)

A similar attack happened to me about few weeks ago. I even lost more, a bit above 39,400 EURO. My worst experience, but I didn't let go. Lucky for me i saw a reddit post and i only had to report the case so i hired [bitcoinrecovery AT consultant ∙com] was able to recover back all stolen from me. I wasn't sure how they got past the scammers phone linked their bank accounts, and bitcoin wallets to retrieve my bitcoins, basically we gained more than I lost initially B I T C O I N R E C O V E R Y@ C O N S U L T A N T Com cell phone numberPLUS 15one634118seven1 was helpful, I am so delighted, i even donated some to charity.

Thu, 10/24/2019 - 03:39 Permalink
Billy Grants (not verified)

Hello Everyone, Try TROVIAN CREDIT REPAIR. I have been a client of theirs for about 2 weeks now. I have 6 negatives items, some collections foreclosure on my report after I contacted them concerning my problem they gave me a couple of days to wait and after then when I checked my report I couldn’t believe my eyes all negatives entries collections including the foreclosure were completely cleared and I also got an amazing score of 810 excellent. They are very friendly and caring about helping me in fixing my bad credit and I got approved for the mortgage I applied and got my First Home. You can also contact them on Email: TROVIANCREDITREPAIR@GMAIL.COM TEL: +1 505 926 3648 to get your credit fixed. I HOPE THIS HELPS OUT.

Fri, 10/25/2019 - 14:28 Permalink
Christy M (not verified)

Hello everyone, I’m Christy Maldonado from Bronx. In the month of June I signed up with XAP Credit Solution for their services, I had a whole lot of negative items on my profile. Majority of the items were student loans with late payments, liens, collection and charge off within 7 days all negatives were removed across all the 3 credit bureaus, late payments now appear as on time payment, charge off was taken off my report including the collection and liens. I now have a score of 800 and my husband whom they also helped out 780. Now we can proudly say we’re living a better life. All thanks to XAP God bless you. Guys do well to contact XAPCREDITSOLUTION@GMAIL.COM and/or +1 (972) 597 9704 for a quick and permanent repair.

Sat, 10/26/2019 - 18:46 Permalink
David Carbajal (not verified)

I was a victim of an identity theft, my name, SSN and other personal details was used to commit fraud by a family member I trusted, this really broke my heart but I am happy today because I was referred to Hack West Credit Repair (search on google), they cleared all unauthorized and fraudulent activities committed with my identity, thanks to them they're the best at H a c k W e s t @ W r i t e m e. C o m, you can contact them for similar assistance or text @ 1424.307.2638 for any kind of credit fix, chex system or DUI repair.

Sun, 10/27/2019 - 19:57 Permalink
Veronica Cantu (not verified)

Hi people, I encourage you to contact ROCKBASE CREDIT REPAIR via [ROCKBASE@PROTONMAIL.COM/+1 (972) 449-1968] they did me a huge favor and repaired my credit for a reasonable fee, there precision is excellent, they have all my trust and I am referring everyone with credit issues to Rock Base. Imagine erasing 12 hard inquiries, collections, charge off and eviction in less than 5 days. They went further in boosting my FICO score to an average of 780 across the bureaus. Awesome, tell them you saw Veronica Cantu’s review on them.

Mon, 10/28/2019 - 13:51 Permalink
Jim Scot (not verified)

Ok, so you have a lot of debt, and it seems like it's going no where. You pay your credit cards every month. What do you do
I am in the final stages of completing a course right now that will teach you how to pay off your credit card debt in 12 months. So, in order to make sure I don't leave any rock unturned, I want to know your questions on this? In exchange for your question, you will receive a free digital copy of the course when it is completed.
Completion time will be in about 2 weeks.
You can contact me:9842268349
hugefisherman@gmail.com

Thu, 10/31/2019 - 18:41 Permalink
Beverly Hill (not verified)

Hello everyone, If you're looking for the best credit repair program with great benefits and education for financial freedom throughout life for you and your family I have the solution TROVIAN CREDIT REPAIR is your answer call them today +1 505 926 3648 or you can also mail them on TROVIANCREDITREPAIR@GMAIL.COM Tell them Beverly Hill sent you for wonderful discount options.

Fri, 11/01/2019 - 03:08 Permalink
Monique Solis (not verified)

Hi people, contact XAPCREDITSOLUTION@GMAIL.COM or +1.972.597.9704.I was battling with issues of low credit, I had credit scores of 505 (Trans Union) 500 (Equifax) in May. I applied for a loan and was not approved because of my low FICO scores. No company agreed to employ me. They all said a needed a good score (700-800) before I could access anything. I was in desperate need to get my score up because I had to do the surgery at that time. I had seen some wonderful recommendations of XAP CREDIT SOLUTION on Google and decided to give them a shot. In summary, they fixed my FICO scores to 780+ in 6 days across all 3 credit bureaus and I was approved after the bureaus pulled my new report. I still have my scores at 789 because it is a permanent fix. I am so happy I found the hacker and will recommend ONLY them to anyone in need of such services.

Fri, 11/01/2019 - 10:22 Permalink
Matt Hardy (not verified)

Have you guys heard about TROVIAN CREDIT REPAIR because I would have said it’s impossible until it happened to me. I met credit instructors online who helped me get my problems off my neck. I'm so happy to be a witness because they helped me restore my credit score and clean up my bad report. I just got approved for a loan last week. All thanks to Trovian Credit Repair I got everything back. You can also contact them for any hacking services on TROVIANCREDITREPAIR@GMAIL.COM TEL: +1 505 926 3648

Tue, 11/12/2019 - 17:10 Permalink
Leticia Marie Garcia (not verified)

I’ll fix your credit; remove all negative information, clear loans and raise your score to 780+ in 5 days. These were the exact words XAP (XAPCREDITSOLUTION@GMAIL.COM or text +1 (972) 597-9704) to me when I contacted them. I decided to give XAP CREDIT SOLUTION a try and to my GREATEST surprise it worked out for me despite the fear of been scammed. At exactly 72 hours; my score increased to 790 across the three basic credit bureaus, also cleared all collections, negative marks, mortgage loan, hard inquiries on my credit report. How best can I appreciate this good deed done for me by XAP other than sharing it to the world? Contact XAP with the above contacts. I am Leticia.

Thu, 11/14/2019 - 23:20 Permalink
Richard Huffman (not verified)

Hello everyone, i wish i could express myself completely, i was so worried about getting a place to rent in Orlando Fl, my credit score was as poor as 456, i have few inquiries and student loan, earlier this year i was going through a credit repair website where i came across good and impressive recommendations about Daniel as a very fat and trustworthy crdedit repair agent, so i got in touch with him through his email DANIELKENCYBERSERVICES@GMAIL.COM, i worked with him and sincerely he delivered wonderfully, my credit score was raised to a 794, all my inquiries deleted, no more negative items on my credit report, this means alot to me, I implore you guys to work with him and stop getting bothered about repairing your credit. Thank you so much Daniel.

Sat, 11/30/2019 - 12:42 Permalink
Richard Huffman (not verified)

Hello everyone, i wish i could express myself completely, i was so worried about getting a place to rent in Orlando Fl, my credit score was as poor as 456, i have few inquiries and student loan, earlier this year i was going through a credit repair website where i came across good and impressive recommendations about Daniel as a very fat and trustworthy credit repair agent, so i got in touch with him through his email DANIELKENCYBERSERVICES@GMAIL.COM, i worked with him and sincerely he delivered wonderfully, my credit score was raised to a 794, all my inquiries deleted, no more negative items on my credit report, this means a lot to me, I implore you guys to work with him and stop getting bothered about repairing your credit. Thank you so much Daniel.

Sat, 11/30/2019 - 12:52 Permalink
sara Busch (not verified)

Fraudulent activity on my card that resulted in €20000 in cash being stolen from my card. I went ahead and decided to seek solution on how to recover funds or money stolen back from the internet back into my accounts in less than 5 days [bitcoinrecovery @ consultant, com] processed my reports for investigation in amount lost. Just 8 days after the unfortunate incident cell number plus ONEfive1six34ONE1871 contacted me with instructions on how I can safely receive recovered funds. I am pleased they reviewed informations in my claim and took action before 5 days. I would like to thank BITCOINRECOVERY (⍶) Consultant∙ Com community in particular, for very quick and detailed help. Also they suggested how to add security on my funds which I now use.

Sun, 12/01/2019 - 15:49 Permalink