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judgement and bank account restraint

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Carrie
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Subject: garnishment
 
Posted on Thu Aug 27, 2009 4:17 pm  

My employer received a garnishment from a creditor regarding my daughter who had a child and was living on her own. My daughter didn't have any insurance and medicaid was supposed to pay the bill. Well they didn't and the hospital is now suing me, anyway, my wages cannot be garnished because I am under poverty level already. So I received a notice that my checking account has been garnished. The only thing I deposit in my account is paycheck. How does this work? How can they garnish my checking account when the only money I have coming in is my pay check and as I said before I am below poverty level.
SM
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Subject: Judgment
 
Posted on Fri Oct 02, 2009 10:17 pm  

I have a New York Judgment against me but I don't know who's it from. The only thing that I have is the dock number and I need to know if someone knows how to find out about more about this judgment only with the dock number that I have. Need some information.

sm
LindaB
Guest






Subject: Account restraint
 
Posted on Tue Nov 24, 2009 1:06 am  

I have had my checking account frozen by a law firm that is representing a creditor I owe money too. This is a result of a judgement for a loan. I received no notification of this action until I tried to use my debit card and found out the hard way. I contacted the law firm and they won't budge. Thet say they are taking everything in the account in about 3 weeks. I underwtand I incurred this dabt and am more than a little embarrasssed I didn't take care of it earlier. What are my rights? Do I have any. I was told by the law firm that even if i make payment arrangements, they will not be returning any of the money in my account.
Help!!!!
CLAUDI
Guest






Subject: GARNISHMENT
 
Posted on Sat Nov 28, 2009 1:56 pm  

I HAD PAID A OLD ACCT WITH SEARS 11 YEARS AGO OF 150.00 AND KNOW THEY ARE TRYING TO GARNISH MY CHECK THEY PUT A HOLD ON MY BANK ACCOUNT... AND KNOW IS ALMOS 3,000!!! I DONT KNOW WHAT TO DO THIS IS INTREST OVER INTREST
Charles20007
Guest






Subject: Wachovia Refuses to Close Account
 
Posted on Thu Jan 07, 2010 6:00 pm  

A collection agency recently obtained a court order --for which I was not served---to place a restraint on my checking account. The account is also a joint account with my wife. The agency took a $100 out of the account which Wachovia classified not as a debit charge but a "processing fee." I was never served about this court order, have no knowedge of the collection agency/law firm, and I have requested twice that the account be closed. Wachovia claims they cannot close the account until I settle with the collection agency. Any advice?
jerry martinez
Guest






Subject: bank garnishment
 
Posted on Fri Jan 15, 2010 2:45 pm  

can they garnish my bank account if i have a joint account with someone who is not my spouse
Elizabeth
Guest






Subject: Bank garnishment
 
Posted on Tue Mar 09, 2010 3:50 am  

Can you please tell me what I can do? I just found out there is a garnishment on my bank account and I defaulted on a car loan almost five years ago. I lost my job over 2 years ago and I am a substitute teacher and can truly not pay the bill. I do not own a car or a house and have a very low income. I don't know what to do since my account is frozen I can't even buy groceries. Please help me.
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: Reply
 
Posted on Tue Mar 09, 2010 12:00 pm  

Hi Jerry:

As far as I understand, the collection agency can go for any person related to the debtor to collect their dues. As you have a joint account, I think they can garnish your account.

Elizabeth:

What you can do is contact your creditor or collection agency and request them to agree to a settlement. A settlement lowers the outstanding debt amount by 40-60%. You can make a copy of your monthly income and expenditure, and attach it with the settlement letter. Mention that you are willing to pay the debt, but will be unable to pay the high amount as you are into a financial problem.

Hope this helps.

Regards,

Aaron
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Noelle
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Subject: Judgment and checking accounts.
 
Posted on Tue Apr 20, 2010 12:15 am  

I received a judgment in court today. How fast can the creditor take money out of my checking account and do they need to get paperwork for that.
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: judgment and garnishment
 
Posted on Tue Apr 20, 2010 11:15 am  

Hi Noelle,

As you have already been served with the judgment, you may not receive any other notice regarding the judgment. There is no such rule which requires the creditor or collection agency to provide the debtor with the notice of garnishment, when the judgment has already been served.

As for when they can start garnishing your account depends totally on the creditor or the collection agency itself.

Thanks,

Aaron
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Joyce m
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Subject: checking acct levy
 
Posted on Mon May 17, 2010 12:57 am  

I have a judgement and the bank has put a hold on $3000 in my acct if I can pay this how soon is the hold released I really dont know what to do
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: checking account levy
 
Posted on Mon May 17, 2010 10:33 am  

Hi,

As soon as you finish paying off the dues, the hold on your bank account will get removed. However, before you can start making the payments, you can get the agreement in writing that your account will get reported as "Paid".

Thanks,

Aaron
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tamra gilbert
Guest






Subject: bank account garnishment
 
Posted on Mon Jun 28, 2010 10:59 pm  

My husband is deployed at this time we have a civil judgement against us they took every penny of his check in a non earning garnishment and left me know way to pay our bills is this legal. What can i do to keep them from doing it everytime and i not able to pay my bills again.
danosaenz
Guest






Subject: Judgements on my house
 
Posted on Fri Jul 02, 2010 9:13 am  

I live in texas and 15 years ago I went through a divorce and took my boat back to the bank. Just last month I tried to refinance my house and the other bank that was going to refinance my house told me they couldnt do it because there was a judgement on my house. I didnt even know they had done that. What steps can I take to get this judgement off?
judy0101
Guest






Subject: s.s. check
 
Posted on Wed Jul 21, 2010 2:04 pm  

can they put a hold on your checking account if the only money going in is your s.s. check

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