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judgement and bank account restraint

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Joined: 08 Feb 2010
Aaron's page
Posts: 2632

48565 Magic Points

Subject: garnishment
Posted on Thu Jul 29, 2010 10:35 am  

Hi tamra:

You will have to avoid depositing the money in that account. However, can I know what kind of debt is it? If you negotiate a payment agreement with the collection agnecy, they will stop garnishing the account. Get the agreement in writing.


You can file a motion to vacate the judgment. The creditor or collection agnecy is required to serve you papers regarding the judgment, else you can file the motion to vacate the judgment.


No, your Social Security income cannot be garnished. However, you will have to notify the bank and the creditor or collection agency about this. Garnishment laws also vary according to states. You therefore need to check out the garnishment laws in your sttae.


Keep in touch Smile

Joined: 02 Aug 2010
cpaige's page
Posts: 2

35 Magic Points

Subject: Bank Hold
Posted on Mon Aug 02, 2010 3:15 pm  

My account was restrain by the courts this week but in to I am able
To work this out is there any way I can have account at all maybe a
Out of state or online account.


Joined: 08 Feb 2010
Aaron's page
Posts: 2632

48565 Magic Points

Subject: bank hold
Posted on Tue Aug 03, 2010 6:21 am  

Hi cpaige,

Can you be more clear on what exactly do you mean by
My account was restrain by the courts this week but in to I am able
To work this out is there any way
You need to provide more details on this.

As for
I can have account at all maybe a
Out of state or online account.
I have answered to this query at .

Hope this helps.


Keep in touch Smile
Robert Bahr

Subject: judgement
Posted on Fri Sep 03, 2010 5:47 pm  

I am retired recieve only social security & small pension. I recieved summons to appear in court. Other wise a judgement would be placed on me in 10 days. Can they take my join acct with my wife in judgement & with draw all monies owed creditor?


Joined: 08 Feb 2010
Aaron's page
Posts: 2632

48565 Magic Points

Subject: judgment
Posted on Mon Sep 06, 2010 10:57 am  

Hi Robert,

In such cases of judgment it is better to remove names from joint accounts. However, Social Security and pension are nit garnishable.


Keep in touch Smile

Subject: credit card debt
Posted on Thu Oct 07, 2010 6:04 pm  

I am being draged to court over 2,000 debt. I tried to stop this action, by sending a certified letter stating I would pay x amount right away as soon as I heard from via mail. they did not respond. so therfore I guess I have to go to court. what does it mean when they did not answer me?
John Lanza

Subject: Hold on joint bank account
Posted on Wed Mar 30, 2011 1:46 pm  

I reside in Florida and a few days ago a collection agency place a "hold: on my bank account. The point is , that it is a joint account with my wife and only my name was on the court papers. Can they hold the money of my wife also ?
feli kem

Subject: judgment
Posted on Sun Apr 24, 2011 10:39 am  

how could i find out about a judgment only with the dock number that i have?

Subject: Bank restraint
Posted on Thu Jun 07, 2012 1:44 am  

Is there a statue of limitations on loans. I had taken out a loan in 2000 that I did satisfy but I thought after 7 years I do not need to save my papers. I actually only got rid of it about 1 1/2 years ago. I did not think I would need the proof of satisfaction any longer. On my credit report it was listed as charge off and closed so I thought it was fine. Well I just found o ut they put a restraint on my bank account for this. I do not know what to do - I do not want to pay this again. Please I am open for all advice. Thanks in advance.
melanie clark

Subject: bank restraint
Posted on Sat Jun 30, 2012 4:18 am  

I received a call from an investigator this afternoon who notified me that a restraint would be issued against my bank account by some collection agency. I will respond on Monday...What does that mean and what can I expect or not.


Subject: Commercial foreclosure
Posted on Sun Apr 21, 2013 6:59 pm  

I have a commercial property in Michigan which has all but been destroyed by the tenants due to eviction. I cannot make payments because there is no income from this property. There will probably be a foreclosure.

How can i protect my bank accounts, vehicle, and other assets.

Can I get new bank accounts with only my wife's name on them.

Can I put my sons or daughters name on a vehicle which they paid for but the title was in my name.

Can I make my wife the owner of those vehicles?
crorkz matz

Subject: yXRvlzobJSfrz
Posted on Tue Aug 05, 2014 6:53 am  

sCTFiS Very neat post.Really thank you! Want more.

Subject: bank account
Posted on Fri Jul 03, 2015 2:18 pm  

I have a judgment on me and my bank was sent a letter from the court a few months ago. There was no money in the account though. If I start to use that account will any deposits just go to the creditor?

Subject: Judgement
Posted on Thu Aug 27, 2015 8:53 pm  

I received a letter from law firm for a loan debt stating judgement for default has been granted. I have two questions. What happens now I received letter from law firm stating their default judgement was granted? Do they automatically start taking money from my account or do I receive another notification from the court to inform of the judgement? Also can they take money from a child's bank account which my name is also on? The child savings account is labeled a youth savings account.

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