I live in Missouri, and a judgement has been obtained in a different county than I live in. I was never served or notified that a law suit was filed by a collection agency. Since the collection agency is not the original owner of the debt, how can they obtain a judgement against me period?
But I need to have this judgement vacated. Anyone know what I have to do?
You need to call the court house where the judgment was filed, talk to the clerk or the state attorney there and explain your situation that you were sued in a county where you never lived, tell them you are interested in filing for vacation of judgment and ask what steps you need to take to accomplish this, they may have you come in over there and fill out a form to submit.
I am not 100% sure but I think you have a time limit to get this done like within a year of the filing to object to it. You should ask that also when you call.
If you were not served with any notice of the judgment, you can file a motion to vacate the judgment. You have 180 days to file the motion to vacate the judgment.
Go to the court where the judgment was filed, and request the court clerk to provide you a copy of the form to file the motion to vacate the judgment. This file is called Notice of Filing Notice of Appeal .
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.