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How do I find ou if I have an actual judgment against me in

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michael powers
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Subject: judgements
 
Posted on Thu Jun 10, 2010 12:05 pm  

is there any judgements or warrents for me
Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2632



48565 Magic Points

Subject: judgments
 
Posted on Wed Jun 16, 2010 11:49 am  

Hi Michael,

To find out if there are any judgments or warrants against you, you will have to get hold of a copy of your credit report. If there are any judgments against you, it will be listed there on your credit report.

You can also find out if there are any judgments or warrants against you by visiting your county court. From the courts record book, you will be able to find these out.

Thanks,

Aaron
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dylynn
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Subject: statute of limitations in New mexico
 
Posted on Thu Jun 24, 2010 4:18 am  

the statute of limitations in New mexico for a judgment is 14 years. You have one year from the time the judgment is handed down, not from the time you are made aware you have a judgment, to appeal.
David1956
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Subject: judgment
 
Posted on Thu Jul 15, 2010 10:48 pm  

I am disabled and my only income is from SSDI. My only assets are a small amount of money in my checking account. I have a judgment on my credit report that was put there when I was not working anymore, but before I started receiving SSDI. How can I get the judgment removed, short of paying it? Am I considered "judgment proof"?
Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2632



48565 Magic Points

Subject: judgment
 
Posted on Fri Jul 16, 2010 10:45 am  

Hi David,

I have answered to your query at http://www.creditmagic.org/judgment/ssdi.html#49107 .

Hope this helps. If you have further queries, feel free to discuss in the forum.

Thanks,

Aaron
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Leah
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Subject: Is there a website I can go to to see if there is a judgemen
 
Posted on Mon Jul 19, 2010 5:40 am  

Are there any sites I can go to to check my credit for free?
Everytime I see a site that says free credit report, they want me to join their sit and I still end up paying.
Jaknik
Guest






Subject: Debt validation
 
Posted on Fri Jul 23, 2010 5:19 am  

If they cannot provide you with the copy of the original contract within 30 days from the date of receipt of the debt validation letter, then you are no longer liable to pay back the debt as per the fair debt collection practices act.
----------------------------------------------------
The statement above, by Justin, is 110% incorrect. The CA can validate at any time, be it months to years......There's nothing in the FDCPA even remotely stating what Justin has inappropriately written.
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: credit report for free
 
Posted on Thu Jul 29, 2010 10:20 am  

Hi Leah,

You can get free credit report from www.annualcreditreport.com once in a year.

Thanks,

Aaron
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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



132 Magic Points

 
Posted on Thu Aug 05, 2010 6:42 pm  

You can pull all three of your reports at www.annualcredit report.com. You are allowed to do this every year. My advice is to spread out your three free report (from three different reporting bureaus) through out the year. It is also a good way to remember when you pulled your report so you can monitor your credit. What I like to do is pull one every three months and then mark the date on my calendar and also which report I pulled.
Deanne
Guest






Subject: Judgement
 
Posted on Fri Oct 14, 2011 5:41 pm  

I have a judgement against me and they are after my car I am disabled and this is the only vehicle I have what can I do I mailed the exempt papers but they say they did not receive them
Confused in Michigan
Guest






Subject: Debt Collector or Fraud?
 
Posted on Sun Oct 16, 2011 12:51 am  

I have been harassed by a collection agency for a few years Hayt, Hayt & Landau, P.L. they bought the debt from Capital One. When i was unable to pay my card anymore, i was still under my limit of about 1500, This collection agency claimed that now i owe $3500 plus and they claimed that they have a judgement on me. When i pulled up my credit report there was no judgement and when i go to the Clerk of Courts there was no judgement. I was unable to work last year for six months, was put on SSI disability and my parents came down to Florida to take me back home, because i couldn't walk or breath on my own, so i lived up in Michigan for almost two years. They never sent me anything in Michigan even though i forwarded my address at the post office. I recovered a little, but i have a terminal illness and can only work part time and am still on disability, medicaid, and food stamps. I came back to Florida to get away from the winter and all of the sudden they are harassing me again. Do they have a judgement or not? Also i am only working part time and getting SSI disability, i barely make enough to live. Can they do anything to me still or are they a fraud?
Maryann
Guest






Subject: Judgement
 
Posted on Fri Jan 27, 2012 8:47 pm  

I have a judgement against me from a car loan. It's been about 4 yrs now.. I am on disability what action can they take on me
nan
Guest






Subject: judgement
 
Posted on Mon Jan 30, 2012 6:23 am  

just found out i have a judgement against me and i never knew it at all.no papers nothing.just tried to get a home and now i cant due to this , i have no idea where to start.
Babyruth
Guest






Subject: bgyKbuTTuUJlqTEWYaG
 
Posted on Sun Jun 17, 2012 5:56 am  

You can't, the credit card copmnay determines which part of the debt gets paid off first, and guess what, they always choose the low interest portion.
john in pgh
Guest






Subject: Summons and Judgement
 
Posted on Thu Jul 19, 2012 4:44 pm  

Collection agency said summons went to po box and could not deliver.
They claim judgement made without me atending hearing.
How do I find out what is in judgement?
Checked with local small claims court and county court where i live and nothing on file.(allegheny county in PA)
Collection Agency wil not give any copies of judgemnt . Are they required to do so?

frank

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