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See, if they're just sending you a printed statement depicting an amount that they say you owe, it's simply not done. They must show you the proof that they either own it or have been assigned by the original creditor (OC). It must also include a document (from the OC) which states the actual amount owed by you. If this debt is not verified within a period of 30 days, then the CA has no right to pursue collection efforts, nor does it have any right to list it on the CR.
DV letter
Thanks for responding...... The info they sent me was computer printed about one tiny paragraph stating acct #, date of when they say they LVNV aquited acct and amount owed. No original signed paperwork from OC etc. They sent the above to me in the 30 days of my request but it is not real DV right?
What do I do next?