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sunnyca



Joined: 10 Sep 2009
sunnyca's page
Posts: 148



955 Magic Points

 
Posted on Tue Oct 06, 2009 7:17 pm  

Thats true.

FHA requires aleast 620 with 3.5% down payment

But there are some discussions on increasign that to 5%
sara



Joined: 13 Sep 2009
sara's page
Posts: 31



532 Magic Points

 
Posted on Wed Oct 07, 2009 5:40 pm  

Hi sunnyca for FHA 620 Credtscore will do. Not required 630.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: loan
 
Posted on Mon Oct 12, 2009 1:21 am  

......also, (my opionion here..) if you're willing to put down MORE of a down payment the lender is asking, even with bad credit, that really would be in your benefit.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



538 Magic Points

 
Posted on Mon Oct 26, 2009 11:33 pm  

True, sdchargers, if you put a large amount down then they are more apt to finance you, I just went through it buying a vehicle. I put down a large amount and they did the finance for a lower intrest rate.
FreedomDM

FreedomDM

Joined: 28 Oct 2009
FreedomDM's page
Posts: 105
Location: Florida


2294 Magic Points

Subject: credit report says...?
 
Posted on Wed Oct 28, 2009 7:46 pm  

I agree with the 620 score needed below but also have heard they’re raising the bar to 640 soon. If you have bad credit its best to research and locate whats giving you bad credit and attack it head on. Rebuilding and/or improving your credit takes time so you’ll want to get a jump on this. If you haven’t run your credit report yet this year try http://www.annualcreditreport.com – they provide a free credit report and do not ask for a credit card to authorize. We are not affiliated with the site but send our clients there regularly because of their stellar, honest service. Our organization can review your credit report with you as well for free and help you assess what you need to focus on and fix. Any other questions please feel free. Good luck to you and yours.
_________________
Michael J Brazier
Performance Based Debt Relief
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