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Bank took my money, advice needed please!

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seolss11



Joined: 07 Sep 2010
seolss11's page
Posts: 9



63 Magic Points

Subject: hi
 
Posted on Wed Jan 12, 2011 9:56 am  

This happens when you fail to pay for your debts on time. However, the creditor can garnish your accounts only after it gets a judgment against you in court. Do you have a judgment? Even after judgment, the creditor cannot garnish any asset immediately. He must send you a notice regarding the garnishment. If you have not received any such intimation, then, I would suggest you to contact a lawyer in this regard.
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Ann Thurman
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Subject: second name on checking acct
 
Posted on Sat Mar 26, 2011 8:19 pm  

I put my daughter on my checking acct because im disabled,for her to help me.She has an acct with the same bank,she came short of funds in her acct,and they tranferred the money from my acct.only money that goes into my acct is from the goverment. Is this allowed?
Ann Thurman
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Subject: second name on checking acct
 
Posted on Sat Mar 26, 2011 8:21 pm  

I put my daughter on my checking acct because im disabled,for her to help me.She has an acct with the same bank,she came short of funds in her acct,and they tranferred the money from my acct.only money that goes into my acct is from the goverment. Is this allowed?
Rd
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Subject: money in accounts
 
Posted on Mon Nov 28, 2011 9:55 pm  

The bank and or Credit Union can take money from your account if you owe them money. It all depends on what legal documents you signed when you opened the account. If you are overdrawn, have a past due loan etc, they can take the money in order to protect their interest if it is stated in the the original contract. Ask for a copy of what you signed.
sue
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Subject: death of a spouse
 
Posted on Sun Dec 16, 2012 3:57 pm  

Can a bank or credit uion at death of a spouse , take money from savings and checking account to pay debt owed to them? This would be joint account, and money in it is SSI, and vets pay. Debt was in spouse's name only, and was not behind on payment..bank says at spouses death contract became due in full.

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