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I about fell into the trap until ,y boss gave me the wise advice

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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Sat Aug 16, 2008 2:27 pm  

Fashion Bug. I was amazed to even get credit there but I think since I was an employee they went ahead and issued one. It didn't take me long to figure out why. The more you work there and see things, the more you want it and charge it. I seen this happen to alot of workers. I about fell into the trap until ,y boss gave me the wise advice. I quit working there (not for that reason) paid off my card and don't go in very often at all n ow.
goodnatured



Joined: 03 Nov 2007
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Posts: 3931



450 Magic Points

 
Posted on Wed Aug 20, 2008 3:53 am  

Are they hard to get credit through them? I had a card with them when I was in desert storm, I did not recieve the bills but sent them payment monthly, when I came home they said my payments were late, I did pay the account off, I was really irritated by this treatment. I have a daughter now so an account with them would not be a bad idea if they would give me a card with my credit score.
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Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Wed Aug 20, 2008 1:50 pm  

It was how I first started to rebuild my credit. It took applying twicw leaving a cople months in between. I was old unless you have excellent credit this would be the way to go. Good credit reports they approve you right off. Bad ones it takes a couple tries and then they give you one. Be aware though the interest is a little high but I reallly don't use mine these days. I just did it to get my credit restarted.
goodnatured



Joined: 03 Nov 2007
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Posts: 3931



450 Magic Points

 
Posted on Fri Sep 05, 2008 2:14 am  

What is the intrest rate? I figured I would charge like $20 or $40 and pay it off, then use it again and pay it off to establish a credit history on the card and then just leave it open. They did not send me anything on what the intrest is on the account, would be interested in knowing.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Sat Sep 06, 2008 2:40 am  

I am not sure but I think its like 20%. I know how hard that is to swollow but if you want to rebuild your credit it really helps. That is another reason why I want to pay mine off is the interest rate and then close it. Since it has been years I find I can get much better rates with other places so why keep the higher interest rate cards? I am waiting until I have had the newest account for a t least two years but that is approching so I will decide then.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



450 Magic Points

 
Posted on Sat Sep 06, 2008 3:22 am  

I honestly did not think that I would get it. I figure that I would just use it like $20 to $40, then pay it off, with a $200 limit, I could not really do much else.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Sun Sep 07, 2008 1:32 am  

I am glad you did. Sometimes people get discourage, and rightfully so, when rebuilding credit. they just need another chance.
erb1953



Joined: 31 Dec 2007
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Posts: 547



-100 Magic Points

 
Posted on Sun Sep 07, 2008 2:48 pm  

Now I just read one of her posts that stated that she catches all of her "since last visit posts" maybe she did not get to this one yet goodnatured.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



450 Magic Points

 
Posted on Sun Sep 07, 2008 5:49 pm  

She will catch it, it may take her some time, how are you doing erb, you have been missing in action????
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
erb1953



Joined: 31 Dec 2007
erb1953's page
Posts: 547



-100 Magic Points

 
Posted on Mon Sep 08, 2008 1:02 am  

Lol, she must be taking a break or something, haven't seen her here for a little while.
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Tue Sep 09, 2008 1:17 am  

I"m back. I get only allotted posts now. Still haven't figured it out but hey I still like to come and play. Did everyone get a chance to welcome the peacock rancher? Sounds like a pretty nice person. Anyway I am here now you can put away the tissues.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



450 Magic Points

 
Posted on Tue Sep 09, 2008 1:25 am  

Welcome back, yeah I did comment on a few of peacock ranchers post, seems like he is gonna fit in here, doesn't post much yet, more on the business end of things.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Tue Sep 09, 2008 1:29 am  

OOPs I think I thought he was a she but hey usually until we all get to know one another we can let it go. It seems as if it is really interesting. There are some questions there you may be a little more qualified to answer. You may want to take another peek.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



450 Magic Points

 
Posted on Wed Sep 17, 2008 2:30 am  

oh well, I think that he will venture out where he feels comfortable. I will go and check out the posts and see what you are talking about.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Thu Sep 18, 2008 1:37 am  

There was one that really made me feel bad. Some company emptied a guys bank account and the bank could do nothing because they said they had a judgement but the guy never seen one or even knew there was a court date. I still an't understand how they can hold a court hearing without knowing for sure the other person was notified.

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