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A lot better than the mortgage interest rate at the time

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goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



450 Magic Points

 
Posted on Sun Sep 07, 2008 7:11 pm  

Banks are some of the most picky to deal with, you will find it alot easier to go through a finance company that specializes in mortgages.
_________________
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fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Tue Sep 09, 2008 2:21 am  

I stand behind S&T 100%. We ahd never even thought of a consolidation loan when we approached them to combine our mortgage and two other bank loans. The lady at the bank suggested we take a look at the home equity we had and go for that type of loan which has an awesome interest rate. A lot better than the mortgage interest rate at the time. I would love to be able to pay it all off. It worries me that I will never actually own my home and if the littlesest thing happens all I worked for and my hubby too...could go to hell in a handbag. (probaly bought at fashion bug lol)
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Sun Aug 23, 2009 11:54 pm  

Once you give the people this reasonable interst rate with the low payments will you do as alot of the other credit people do and raise the interest rates? a lot of this has been happening now a days. Also I wonder why you are coming to this site unless it is to seek business. If so most respectable companies do not need to do this type of advertising.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



450 Magic Points

 
Posted on Mon Aug 24, 2009 5:27 pm  

True, we are all people looking for advice on credit, not looking to take out a loan these days, lol.
Mr Jim Mrac
Guest






Subject: Loan Offer
 
Posted on Thu Sep 24, 2009 11:25 am  

Good day,
I am Mr Jim Marc a private loan lender i give out the
following.Business Loans,Personal Loans,Loan To Pay Off Bills,Loan to Pay Off
Debts,unsecured Loan,Secured Loan,Investment Loans,Credit Card Loan and
many more.Are you looking for money to pay bills?If you are in need of
loan in your next email i want you to let me know how much you need as
loan so that i can provide you the company loan terms and conditions.You
can email via "mrjimmarc.loan@sify.com" and also below is the
COMPANY APPLICATION FORM YOU ARE TO FILL AND GET BACK WITH IT ON TIME.
RM
1)FULL NAME……………………………………
2)COUNTRY………………………………………
3)YOUR OCCUPATION……………………………….
4)YOUR MARITAL STATUS…………………………..
5)PHONE NUMBER………………………………….
6)MONTHLY INCOME…………………………………
7)ADDRESS………………………………………..
8)PURPOSE………………………………………..
9)LOAN REQUEST……………………………………
10)TELEPHONE………………………………………
11)LOAN DURATION……………………………………
Your loan will be transfered to you,depending on your early response and
Interest.
Thanks for your co-operation
robertsmith



Joined: 04 Oct 2009
robertsmith's page
Posts: 11



155 Magic Points

 
Posted on Sun Oct 04, 2009 5:42 pm  

Minimum 620 Credit Score is required for FHA Loan. Apart from that you need to pay 3.5% down payment. 1.5% will be PMI
sara



Joined: 13 Sep 2009
sara's page
Posts: 31



532 Magic Points

 
Posted on Wed Oct 07, 2009 5:48 pm  

IT IS DIFFICULT TO GET LOAN AS CREDIT SCORE S LESS THAN 620.
620 IS MNIMUM REQUIREMENT FOR FHA LOAN.

I WILL SUGGEST YOU TO IMPROVE YOUR CREDIT SCORE. THEN IT WILL BE EASY TO GET LOAN THOUGH YOUR NEED IS URGENT.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



450 Magic Points

 
Posted on Sun Nov 08, 2009 4:46 pm  

Be aware of loan companies out there that will offer you loans at a very high rate of intrest, you may look at it as an opportunity of a lifetime when in reality, if you can not afford it, you will lose it and end up in a worse situation in the end.

Work on your credit and get the appropriate loan once you get things in order.
Margaret



Joined: 13 Nov 2009
Margaret's page
Posts: 78



-137 Magic Points

 
Posted on Sun Nov 15, 2009 4:12 pm  

Though 620 is minimum score required for FHA. But any local lenders will help you though score is less than 620.

The rate of interest will be definately more in such cases.
ehiohn
Guest






Subject: loanoffer
 
Posted on Fri Dec 04, 2009 4:58 pm  

Are you a business man or woman? Are you in any financial stress or do
you need funds to start up your own business? Do you need loan to
settle your debt or pay off your bills ? Do you have a low credit
score and you are finding it hard to obtain a loan from local banks
and other financial institutes? Do you need a loan or funding for any
reason such as:
a) Personal Loan,
b) Education,
c) Debt Consolidation,
d) Business Expansion,
CONTACT US NOW:ehijohnloancompany@googlemail.com
NAME:MR DANIEL MARK

YOU ARE ESPECTED TO FILL THE LOAN APPLICATION FORM AND GET BACK TO US

Full Name:……….
Contact Address:………
Phone Number: ……..
Country Code:………
Amount Needed: ………..
purpose of loan: ……………….
When to pay back:…………………
Hope to see your response via this mail address.."ehijohnloancompany@googlemail.com"
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



450 Magic Points

 
Posted on Mon Dec 07, 2009 11:44 pm  

Thank you for the offer and the information.
Mrs.Bridget Oni
Guest






Subject: APPLY FOR YEAR 2010 LOAN TODAY AT 4%
 
Posted on Tue Jan 05, 2010 10:22 pm  

HAPPY NEW YEAR!!!

Good Day Every One Out There.

I am Mrs.Bridget Oni, I am the MD/CEO of Century Finance Institute, I offer Loans such as Business loans, personal loans, Education loans, investors loans etc without collateral at the low interest rate of 4% with maximum Guarantee and assurance.

Do you need a Loan to pay off debt, or you need a loan to improve in your business then contact us today, and your long awaited desire will be achieved within 2 to 4 working days of your application.

Apply today and permit us to be of service to you.

Email:centuryfinanceinstitute@live.com
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



450 Magic Points

 
Posted on Wed Jan 06, 2010 3:02 am  

what type of company do you work for? how are the intrest rates so low on your loans? how can you guarentee this before you check out someones credit history?
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



450 Magic Points

 
Posted on Mon Feb 15, 2010 1:28 am  

I don't think my score is near that, so someone like me is out of the question.
dewilliams30
Guest






Subject: Same issues
 
Posted on Mon May 31, 2010 3:11 am  

except for my debt stems from student loans...I was paying 690 to 710 in my last apartment, at 14.56 an hour after losing my job in the latter of 2008, I was able to get approved for another apartment after having to end my lease upon renewal time. They wouldn't work with me at all after paying rent never late for 2yrs straight. So now I a in another apartment paying upon first year 610.83 plus 30.00 flat water fee while making less an hour at 12hr this year the lease term and rate went up to 640.00 plus water fee of 30.00. I don't make enough to get the house that I want and with my credit score of only 593 I will be forever dodging bullets. I will never be able to own a home yet I pay more than what some homeowners pay in mortgage with a home that's in the type of range I am looking for such as less than 70k. I can't afford to put 20% down, I am only thinking like 4% to 5%...I know its not much but its all I can afford to save. With insurance both car and health, and other bills, and or loans I am getting by, and never late. Getting an associates degree didn't help me at all, I make annually less than I owe in student loan debt. But I think that its a bunch of crock that because of my credit score I am pretty much forced to move and move and move because I can't stay in one apartment complex more than 2yrs due to the rate increase in rent.

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