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Credit score 593, i need a home loan very very badly

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Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: reply
 
Posted on Mon May 31, 2010 12:30 pm  

Hi dewilliams,

Can you give more details on your credit? I may then be able to help you in improving your credit score. With a credit score as low as 593, you may not be able to qualify for any mortgage. The minimum score for getting mortgage, and that too government ones is 620. For the other loans, you will have to have a greater score.

Thanks,

Aaron
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Katrina

Katrina

Joined: 19 Jul 2010
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Posts: 51
Location: Atlanta, GA


1037 Magic Points

 
Posted on Sat Jul 24, 2010 11:38 pm  

Best thing to do is find a local mortgage broker who's been around a while. Bring him/her a copy of your credit reports (sounds like you already have too many inquiries as it is) and have them look it over and make a plan with you. Have them tell you what your scores need to be, how long your credit has to be clean, what kind of proof of income you are going to need and work on it.

You stated that you just started a business - proof of income will be a much bigger challenge than raising your credit score. I've been told I have to have two years positive tax returns - meaning that I can't take the tax incentives I normally take and
robbed
Guest






Subject: Jonathan Nicholson
 
Posted on Mon Aug 16, 2010 10:56 am  

do not trust this person. he will give you the run around and leave you with nothing!!!!!!!!!!
his company has three seperate names.frontier bank. am capital corp. mortgage close. why 3 names. do not trust
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: jonathan nicholson
 
Posted on Mon Aug 16, 2010 11:27 am  

Hi robbed,

What kind of a company is this? If you provide more information on this company and the person members here may benefit a lot.

Thanks,

Aaron
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craig ashton
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Subject: home loan
 
Posted on Wed Oct 06, 2010 7:16 pm  

i am lookin at this house in griffin,ga very nice home
micheal scott
Guest






Subject: LOAN OFFER
 
Posted on Mon Feb 14, 2011 4:32 pm  

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Guest






Subject: Need a Secured Loan?
 
Posted on Thu Mar 31, 2011 12:58 pm  

Hello Dear,

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dewilliams30
Guest






Subject: credit score somewhat improved
 
Posted on Tue Aug 23, 2011 6:29 am  

my last credit report states that my credit score was at a 634/640 I am thinking of doing the headstart to homeownership program in my county. Working as a seasonal employee with the federal government for now, hopefully it will turn into something permanent, while I work on owning my own business or gain a successful writing career. thanks for all of your feedback.
Sueme
Guest






Subject: purses
 
Posted on Thu Nov 03, 2011 4:07 am  

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Subject: offer loan
 
Posted on Sat Jan 28, 2012 9:26 am  

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serivce
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Subject: pay bill
 
Posted on Fri Nov 09, 2012 2:54 pm  

need a loan for 5000.oo pay it back by month payment
Dennie
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Posted on Sun Apr 14, 2013 2:41 pm  

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Subject: fpuzazQoiMfi
 
Posted on Tue Aug 05, 2014 8:16 am  

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