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Payday loan option

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Firang



Joined: 28 Apr 2009
Firang's page
Posts: 55



-37 Magic Points

 
Posted on Thu May 21, 2009 3:14 am  

In my opinion if the PDL is illegal in the state then why do lenders risk their money for nothing substantial??

Does it make any sense to just distribute the money to those from where there is less chances of getting returns with legal way?

keep us informed.

Arrow Arrow Arrow
Guest







 
Posted on Mon Jul 06, 2009 4:53 pm  

I have been receiving some calls from a gentleman says he
is from federal legal dept and has my case and I will
be arrested. I do not remember having an loan with
USA Fast Cash. It does not say legal
What should I do?
sunnyca



Joined: 10 Sep 2009
sunnyca's page
Posts: 148



955 Magic Points

 
Posted on Thu Sep 24, 2009 5:16 am  

Thats really funny

Some oen cannto just call you and keep telling you that they will arrest you

There are laws and courts. If the court really orders this, they will send you a letter for sure
adreina
Guest






Subject: pdl assistance
 
Posted on Mon Sep 28, 2009 4:28 pm  

I attempted to use PDL assistance awhile ago to and I paid the enrollment fee, they said cancel the checks to your payday lender and we will start settling with them. Before I ever made a payment to PDL Asst. the payday loan companies debited my bank account for the loans and left me negative, and then PDL Asst. wouldn't refund the enrollment fee which was 150.00
h1948
Guest






 
Posted on Fri Nov 13, 2009 11:16 pm  

Is this in Henderson. NV? and do they really hepl you?
vfsalinas05



Joined: 24 Jun 2010
vfsalinas05's page
Posts: 61



999 Magic Points

Subject: call
 
Posted on Thu Jul 01, 2010 2:25 am  

That call does sound suspicious, courts send letters or summons, not make telephone calls...he didn't provide any other information? I would contact the local authorities about this and make an informed desicion that way about this...
hgimmy229

hgimmy229

Joined: 01 Jul 2010
hgimmy229's page
Posts: 11
Location: Florida


259 Magic Points

Subject: Response to Payday Loan Option
 
Posted on Wed Jul 07, 2010 7:35 pm  

Hi Alana,

Please make sure that you check out any company on the BBB prior to signing up with them. If the company is not a BBB accredited business & has a low rating, that should set off a red flag that the company may not be reputable. According to the BBB, the company you listed above is not a BBB accredited business & thay have a "D-" rating with the BBB.

You have to be very careful with payday loans because you are signing an agreement that allows the payday loan company to continue to go into your checking account until the funds are collected. If the money is not in your account & you go in default, you can incur NSF fees & then owe money to the bank for being overdrawn in your account. Payday loans set you back more then they set you ahead. That is why is it so easy to obtain a payday loan because payday loan companies are high risk lenders.

If you are in default with your payday loans, I may be able to refer to a reputable company that may be able to assist you in your situation. Please feel free to contact me if you are interested.

Best of Luck,

Heather Gimmy
_________________
Heather Gimmy
Non-Profit Budget Counseling
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



450 Magic Points

 
Posted on Thu Jul 08, 2010 12:22 am  

Better Business Bureau is a good source to check out a company but we should keep in mind that it is also a voluntary bureau that companies do not have to report to.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: credit
 
Posted on Thu Jul 08, 2010 11:06 am  

(Just a comment) Sometimes it's really easy to get PDL's..yes...you're correct, HJIMMY. And you DO think you're "getting ahead." But..you're making MORE debt for yourself. (A personal thought)..Right now I'm struggling (financially) a bit, but...I really want to stay away from PDL. They were hell to deal with!!
Amanda W



Joined: 14 Aug 2010
AmandaW's page
Posts: 11



236 Magic Points

Subject: Payday loan option
 
Posted on Mon Aug 16, 2010 7:06 pm  

Not repaying payday loans hits your score a great deal. I agree with Justin, as it has already hurt your score, you may not get a consolidation loan. You can go to some reliable and registered credit counseling agency and take their help to find a solution. Or, you can ask any friend or relative of yours, who has excellent credit score, to help you get the consolidated loan as the co-signer. Take out the loan and immediately repay your payday loans. You also need to follow a budget and practice frugal living, so that you don't have to face this tight fiscal situation in the future.
teal
Guest






Subject: Pay day loans
 
Posted on Tue Aug 17, 2010 5:01 am  

If you have taken pay day loans you have to pay it back.Try to arrange some extra income source so that you can pay it back.
tracy
Guest






 
Posted on Wed Aug 18, 2010 5:58 am  

I know little about payday loans.They are good do not close your account.
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: tracy
 
Posted on Wed Aug 18, 2010 8:03 am  

Hi,

I have answered to this at http://www.creditmagic.org/repair/pdl-help-1.html#51007 .

Thanks,

Aaron
_________________
Keep in touch Smile
tracy
Guest






 
Posted on Thu Aug 19, 2010 11:34 am  

I have just this much information that payday loans are available online.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: credit
 
Posted on Mon Aug 23, 2010 11:38 am  

Yes...PDL's ARE "available on line." (Putting in my '2 cents' here..) I know someone who gets PDL's all the time. THEN...........she puts people down, when she founs out that OTHER'S get PDLs, as well. I mean, she is very hypocritical!! Always says, "she has the best job with the best pay," etc. It just annoys me when she almost puts over the 'PA sysytem', in her local town, who gets them and who doesn't. NOW..she's 'crying' because she can't pay all of them back!! Ya know..we ALL have 'been there'....dealing with PDLs at one time or another.

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