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Can I take my name off an auto loan?

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Bianca
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Subject: I want to refinance my car
 
Posted on Fri Mar 05, 2010 9:49 am  

I want to refinance my car but my only problem is my mom's friend is my co-signer! I am paying my bills on time i just want to lower my monthly payments so i thought of refinancing my car. Any advice.
Tony
Guest






Subject: Held Hostage by the Court system allowing my ex-wife to make
 
Posted on Sun Mar 28, 2010 6:59 pm  

I have been to court 12 times prosee ytd. I have spoken to 4 Judges to hold my ex-wife in contempt not removing my name off the car note or attempting to refinance this car. All the judges have told me is that they will not hold her in contempt if she tried to refinance the car. My arguement was to challenge her to show the court proof of this. She never did.
The problem I had was that every Judge I saw would give her a extension and continue the case but by the time I got to the 2nd or 3rd Judge which was never the same. They continued to give her another chance. It has been 3 years, constant late payments and now the car had been repossed. She than redeem the car which of course shows up on my credit that is even worse than being late. I showed the court how badly she is ruining my credit and now I could lose my job. I work at Electric Boat and they do a Job review for security clearance every 5 years. You need good credit. If I lose my job, she loses $1800.00 of child support money. And of course I will in Jail as soon as she reports no support money.
I asked the Judges if they would not hold her in contempt than at least give me the car back since she has a 2nd car PIF or allow me to pay the car payments for her in lieu of her $300.00 she gets from me as part of her monthly pension award. The car payment was $346.00. I would hold her harmless of the rest. This would be until her credit is repaired and she can get my name off the loan.
The last Judge said "No" but than issued a new Judgement stating she can be up to 60 days late but if over 60 days. She is going to give the car back to the lender! That is insane.. Didnt fix my problem but made it worse. I am being held "hostage" by the court on this car.
My divorce decree clearly stated " She was to take my name off the loan in 90 days after the finalization of the divorce". July 19th, 2007.
My credit is badly damaged and I dont know what else to do? I have tried to reason with the Connecticut Family Court (New London) and my rights are not even considered.
The latest Judgement allows her to continue being late up to 60 days. Even if she volunteered the car back. This is not resolving the problem. My credit has been sabortaged and allowed by the New London Court? I even had one Judge tell me to "Get over it"? This is my life and I spend over$20,000 to get this divorce and to protect my civil rights. This one Judge whom made this comment, stated she is to hold me harmless? THIS DOES NOT FLY WITH THE CREDITITORS.
What else is there for me to do?
I am writing the 3 bureaus and showing them the divorce decree with the latest new Judgement. That's all I can think of.
I ordered all the transcripts and the reason why was to send my story to Channel 3 and 8 and the local newspaper to basically show how my rights were not protected and that all the money I spent to have a lawyer help me was a waste of time. Plus to show this easy black and white case turned out to be a nightmare!
Is this because I am a male? God knows if I stopped paying child support or her alimony and pension. I would be in Jail the first contempt order.
Any suggestions?
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883



1916 Magic Points

Subject: credit
 
Posted on Mon Mar 29, 2010 3:50 pm  

WOW!! Well...I can't really give you 'professional' advice (because I'm not a credit expert). However..I DO want to give you my personal comments. Sounds like your wife is playing alot of games with you (emotionally, etc) and, on top of that, hurting your credit. It's a good idea to write the CB's..good idea. Yes...I DO think you're rights have been violated. I don't think the sitaution should have gone this far!! I'm really sorry you're going through this~~ Is Channel 8 and 3 going to air your story?? PLEASE..I would like an 'update' how your situation is going.
Matt W
Guest






Subject: car
 
Posted on Thu Apr 22, 2010 12:27 am  

How do you remove the primary signer from the car and have it just to the co signer?
Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2632



48565 Magic Points

Subject: car co signer
 
Posted on Thu Apr 22, 2010 12:04 pm  

Hi Matt,

As far as I understand, for that you need to talk to your dealer first. The dealer will be able to tell you what you can do to remove a primary signer from the deal.

Thanks,

Aaron
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Beverly
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Subject: car loan
 
Posted on Sun Apr 25, 2010 1:37 pm  

I wish to remove my name from car loan and replace with my son allowing him to take over payments
Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2632



48565 Magic Points

Subject: car loan
 
Posted on Mon Apr 26, 2010 12:12 pm  

Hi Beverly,

You can talk to a lawyer about this However, as far as I know to remove your name from the loan, you need to refinance the car. You can also talk about this to the lender.

Thanks,

Aaron
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Annie Mae
Guest






Subject: car-co signer
 
Posted on Fri May 07, 2010 2:34 pm  

I have paid my daughter car loan off. The title in both our names.
How can I remove my name from this title
Matt042988
Guest






 
Posted on Sat May 08, 2010 4:15 am  

I am selling my car to a friend. Can we refinance it with me still being a co-signer. His name wasn't on original title at all? Please help.
Aaron

Aaron

Joined: 08 Feb 2010
Aaron's page
Posts: 2632



48565 Magic Points

Subject: reply
 
Posted on Fri May 14, 2010 11:25 am  

HI Annie and Matt,

You can first talk to your individual lenders about this. See what they say.

Thanks,

Aaron
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kdidkels
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Subject: Confusedfish
 
Posted on Sat Jul 24, 2010 7:01 pm  

First of all you should talk to your ex and let him know you want to get rid of it instead of taking your name off without him knowing and screwing him over. Secondly, you can't take your name off unless it is payed off so you would have to convince him to sell it to pay it off and then you could buy a new vehicle after that.
honey12
Guest






Subject: car loan
 
Posted on Sat Oct 23, 2010 3:35 am  

i finance a car in my name but the car when bad. the dealer took the car back. do i have to pay back the loan
kara216
Guest






Subject: car loan
 
Posted on Fri Dec 03, 2010 2:15 am  

my boyfriend financed a car but he needed his friend to co sign cause he had license now his friend wants to be removed from the loan what do he need to do to be removed from the loan
krisb
Guest






Subject: me and my ex bought a car how to get my name off
 
Posted on Wed Jul 20, 2011 12:42 pm  

Me and my ex bought a car and when we broke up he stole the car back and won't give me back the car. What should I do
heyhey
Guest






 
Posted on Fri Aug 05, 2011 6:52 am  

You can take your name off the loan if the person and the cosigner goes to the bank they're making payments to and checks if the other has build up enough credit to refinance the loan in just their name (no longer needing a cosigner).

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