I don't have to hand out IOU's. Everyone automatically turns here for baby sitting regardless. LOL. I already had the countdown down. I was figuring out how many pays were left. It will not be as hard this year because we also had the kids draw names. That alone saves well over $200. A lot of my family has really felt the economy and I brought up this idea of just doing names. Gladly everyone jumped in right away. I would suggest this for anyone else who has a number of children in there family. It really eases the bill a bit. Not only that it takes a lot of stress off.
So, did you end up with someone that you like to shop for? We used to do that a long time ago, but have even gotten away from family get togethers when it comes to holidays, crazy family friction, always someone not getting along with someone. Really stinks around christmas to have family so spread out.
Okay, so I've had a pretty busy weekend & I'm catching up on creditmagic posts. My sister texted me the walmart people link she's on here too. so she must have seen it on here. There is one on there called "HOLY TOLEDO" & it was taken in my area lol.
Back on christmas topic: I can't believe that christmas is right around the corner already. I've already thought about future Christmases. Once I get my finances under control, I plan to use creditmagic points & my points all year to pay for christmas.
The IOUs are a great idea, I'd take laundry service IOUs any holiday. lol
Gabriel Jay Guest
Wed Jan 02, 2019 1:01 pm
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Subject: Credit Score
Tue Jan 08, 2019 2:35 pm
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Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.