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How much should a single person budget?

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Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

450 Magic Points

Posted on Tue Nov 03, 2009 12:10 pm  

Just make sure that you can afford to make the payments on what you purchase on the credit card and be aware of the fine print that is on the credit card contract.

owning a credit card is a big responsibility that can come back and bit you if you don't use it wisely and as you can see by forum posts the outcome on a negative account is never pleasant.

Joined: 10 Oct 2009
debranewell2008's page
Posts: 591

108 Magic Points

Posted on Tue Nov 03, 2009 1:09 pm  

And vurella check with the goodwill also. You wouldn't believe the things people will donate and you can buy them really cheap. This is usually the time of year people start donating lots of stuff because it's the end of the year and they can get a tax deduction for doing so. I have an aunt that is on a very small fixed income and that is where she get all her stuff and it serves the purpose for nearly nothing.

Joined: 27 Oct 2009
marcusandila's page
Posts: 133

3016 Magic Points

Posted on Tue Nov 03, 2009 4:26 pm  

I get alot of items for goodwill. Savers & the Salvation army are some other really good thrift stores for finding things. I would DEFINITELY go to the rummage sales to get the majority of your items though. It is by far the cheapest way. If you go on their bag days, you can stuff your bag full of stuff for just a few dollars. They always have tons of stuff. I get the majority of stuff from there and the freecycle and family. Then I supplement the rest from good will, savers, the salvation army, the dollar tree, & etc.

Joined: 30 Oct 2009
Vurella's page
Posts: 8

245 Magic Points

Posted on Tue Nov 03, 2009 9:44 pm  

I dont think there are many appartments around here. If I could find one that is cheaper than a house I would get it. I dont need alot of room to live in, just something small. I dont have alot of things so an appartment would be ideal.

I dont know if I could get a roommate with an appartment though. The walls are thin and not much room. I wouldnt want to be in the way if my roommate brought someone over and vice versa. I dont want having a roommate to be intrusive.

Joined: 27 Oct 2009
marcusandila's page
Posts: 133

3016 Magic Points

Posted on Tue Nov 03, 2009 9:49 pm  

Vurella, there are alot of apartments everywhere. Sometimes, you can get a really nice apartment for pretty cheap-often times it is cheaper than renting a house. In some cases, no. They aren't cheaper. It all depends on the area.

Lots of people have room-mates in apartments. It doesn't have to be intrusive. It really depends on the type of person that the room-mate is. You could probably even find a room-mate that works a different shift than you do. So, literally neither of you would be home at the same time except maybe a few hours a day.

Joined: 30 Oct 2009
Vurella's page
Posts: 8

245 Magic Points

Posted on Tue Nov 03, 2009 9:59 pm  

I do plan on going to Good Will annd places like that for my stuff. My sister knows the best places for it. I can have her help me with bargen hunting. I dont buy alot of stuff so I shouldnt spend alot anyways. I just need a few things that work in the house and make it look a little more homie.

Im still looking for a job but when I get one I want to saywhere Im at to save up. An appartment sounds great but they also have setbacks. Some appartments dont have washers and driers in the seperte rooms, inaddequit parking. And if I wanted to have a little party I wouldnt be able to because the rooms are so close together.

Joined: 27 Oct 2009
marcusandila's page
Posts: 133

3016 Magic Points

Posted on Tue Nov 03, 2009 10:04 pm  


I would just shop around for housing. Apartments have move-in specials too. Most houses have security deposits & such which are usually First & last months rent. Just make sure you account for those costs.

You could have a party in an apartment. SOME apartments DO have laundry facilities in the actual apartment unit. Usually you DO pay more for them, but it is worth the hassle of NOT lugging laundry down the hall or to the laundry mat. At the same time, there are other forms of apartments; not just APARTMENTS where there are 200 apartments. You could opt for something like a duplex or something. Rent is generally cheaper in them & most of the time they have a basement area with a space for a washer & dryer. Same savings, but more like a house than a conventional apartment.

Joined: 23 Dec 2010
dheyjim's page
Posts: 13

106 Magic Points

Posted on Fri Jan 28, 2011 11:07 pm  

Goodluck on getting a place of your own. I know it's kinda complicated once you left the house of your family but it's very exciting how you can explore and totally have more freedom to do anything. I know you are smart enough to stand by your own, cheers!

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