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ING would be a prime target as other biggies out there

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Joined: 21 Jun 2007
Laura's page
Posts: 1327

37173 Magic Points

Posted on Tue Nov 20, 2007 7:58 am  

Thats a good proposition. Thanks Sun Smile

Joined: 20 Feb 2008
diem's page
Posts: 82

322 Magic Points

Posted on Wed Feb 20, 2008 7:08 pm  

Evidently, ING Direct performs periodic account reviews and will close accounts from customers who may abuse their overdraft protection based on credit reports. Nick admitted he had been “living in” the $1,000 overdraft protection (more like a cash advance). That could have triggered the account review.

Be careful with ing. They went on a rampage closing TONS of accounts of unwitting customers, causing many others to pull their money. The decision was not approved by the appropriate people however, and they tried to salvage what they could.

Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

623 Magic Points

Posted on Sat Jun 28, 2008 11:18 am  

They will definately close it for constantly using the overdraft on it, they would probably think that you would end up not paying it at some point.
for all the ways I make $$ online

Joined: 09 Nov 2007
SunDevilsFan's page
Posts: 171
Location: Sunny Arizona

6584 Magic Points

Posted on Tue Jul 29, 2008 6:17 pm  

Fortunatley I have yet to had any problems with ING. Thank God. With the recent banking issues going on that is.

I just keep my emergency money in there. Stashing couple of bucks here and there in it.

I also have a couple of other savings accounts there just to save some money, or put some back, for expected expenses. Such as, car insurance, income taxes, and travel expenses. And, yes, my 3-6 months of expense fund is in there too.

The primary reason I opened accounts there was basically for the higher returns I would receive compared to the tradional bank. I still utilize the traditional bank on a daily basis to receive my paycheck and to pay bills..

I would be interested to hear from those that have had their accounts closed by ING (or, any other on-line bank for that matter). I would like to hear what the reasons were and what you did as a result of them closing the accounts..

Joined: 26 Feb 2008
fireyone's page
Posts: 4246

142 Magic Points

Posted on Wed Jul 30, 2008 12:23 pm  

Sun it is always good to be informed. I like your idea of saving. Sounds like you got a pretty good plan there. It is amazing how $10 here and there can start adding up.
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