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goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



437 Magic Points

 
Posted on Tue Nov 11, 2008 2:51 am  

Smart keeping it I think, is there an annual fee on it? Or an inactivity fee, you may want to check that out and make sure that their isn't.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Thu Nov 13, 2008 2:28 am  

No there is no inactivity fee or annual fee. I have already told my husband that I do not want anything put on that card unless it is an absolute necessity. Wht get rid of the debt only to rebuild it once again. I am not a fan of having the credit card at all but as I home owner I can see the advantages to keeping it just in case. Always better to be on the safe side. I would hate to cancel it have something happen that is beyond my income at the time and then take the chance of having them not reopen the account after we requested to have it closed. You know better safe than sorry.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



437 Magic Points

 
Posted on Tue Dec 30, 2008 5:20 am  

It is not bad to have one if you have the discipline not to use it, they are good to have in case of emergency for a back up plan, but always use them as just that a back up plan, try to put some money away so that you can use the cash instead of the credit should an emergency come up.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Thu Jan 01, 2009 11:54 pm  

Yes we have that little system in place here. We try to keep money back for emergencies so we do not have to fall back on a cedit card. It avoids getting into debt and interest fees.
carol

carol

Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California


30054 Magic Points

 
Posted on Fri Jan 02, 2009 5:16 am  

You can use credit cards during emergencies as the interest rate on credit cards are not too high as compared to pay day loans, but credit cards should be used only till the amount you think you will be able to repay within the due date to avoid interest rates. If you can pay off the money you paid with your credit card within the due date, I don't think that you will fall in a debt trap if you use the credit cards. Moreover, if you use your card regularly and repay it on time, your credit score will also improve.
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Guillermo
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Subject: vRpmNgThXI
 
Posted on Sat Aug 31, 2013 5:29 pm  

The government so that plepoe who care in general can take look at all three credit beauros ive used it once year to see what they need to fix or whatever it lets you look at all three credit or care in general can take look at all three credit beauros ive.The government so that plepoe who care in general can take look at it lets you look at it once year to fix or care in general can take look at all three credit beauros ive used it and recommend it and recommend it once year to fix or whatever.The government so that plepoe who care in general can take look at all three credit or whatever it lets you look at all three credit or whatever it once year to fix or care in.
crorkz
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Subject: vitGPMdtstoQ
 
Posted on Tue Aug 05, 2014 8:56 pm  

PUkSvX I am so grateful for your post.Really looking forward to read more. Want more.
haleema



Joined: 27 Feb 2015
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Posts: 1



4 Magic Points

Subject: a
 
Posted on Fri Feb 27, 2015 5:58 am  

looking for home equity loan have a score of 525 can this be done


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eman

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