In addition to making a list of your expenditures you should also make a copy of your various incomes, monthly. Knowing, how much money you really have in hand also helps in controlling the expenditures. _________________ All the Best
I struggle with it too. I make a budget for bills and the day I get my check, I pay bills. that si my concern. I usually live off of $200 for two wks, thats for food gas and fun stuff basically. Going out with friends isnt as important, see if they will come to you, hang with you, or watch movies from redbox, they're $1.00 make food at home alot, try new recipes to impress them with. Shop resale or discount and sale. Only purchase when needed. Don't go just to pass the time. Find at home and neighborhood things to do. Pack your lunch rather then eat out, go for more walks and jogs and do at home work out rather then the gym.
Joined: 21 Dec 2010 ryanhmt's page Posts: 7 Location: Mission Viejo, CA
There are a lot of ways to make sure you stick to your budgeting. Record all the purchases that you make for a month or two; review them and you might realize that some purchases need not have been made after all. Leave your credit card at home when you go shopping. Or ask a trusted friend or relative to keep it for you to keep your debt from growing further. And last but not the least, think twice before you spend.
Hope this will make some sense.
Subject: how to control our expenses
Mon Aug 12, 2013 11:08 am
I am married with tree children and I have good salary
but I spent a lot monthly
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.