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One thing I just learned that I did not know is that you can pay the BBB

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fireyone



Joined: 26 Feb 2008
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Posts: 4246



123 Magic Points

 
Posted on Tue Jul 29, 2008 3:27 pm  

That is perfect advice good natured. Your last post says it all.
Jennifer Adams
Guest






Subject: ???
 
Posted on Sun Aug 31, 2008 3:41 am  

I have been with this company for over 2 years now and I have never had a problem. They are always so helpful on the phone and have settled all my accounts, but one as promised. I don't see how they are a misleading, they have done nothing but good things for me and my husband. But of course everyone is entitled to their own opinion and as with every business, there is always an unhappy customer. You cant please us all, but you all have done a great job for me so far. Thank You
goodnatured



Joined: 03 Nov 2007
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Posts: 3931



436 Magic Points

 
Posted on Mon Sep 01, 2008 2:50 pm  

I am glad that you have had a positive experience with this company. Thanks for sharing.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
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Posts: 4246



123 Magic Points

 
Posted on Tue Sep 02, 2008 12:59 am  

Jennifewr, No one knocks these companies. Some people really do get results. Some of us just prefer to do our own credit repair.
goodnatured



Joined: 03 Nov 2007
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436 Magic Points

 
Posted on Tue Sep 02, 2008 2:36 am  

Yes, I agree, we welcome all experiences both good and bad, that way you get a full picture of what is going on with a company. Never hurts, what works for some may not work for others.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
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Posts: 4246



123 Magic Points

 
Posted on Tue Sep 02, 2008 9:55 pm  

You know GN thinking back to other posts...There is a lot of dilemma on these companies. Some actually do things to help people but in another post the same company takes money and does nothing. I notice alot of ads on TV advising against debt solution programs.
Justin

Justin

Joined: 17 Jul 2006
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28944 Magic Points

 
Posted on Thu Sep 04, 2008 6:44 am  

There are some credit repair agencies who take steps to repair your credit, but it is very difficult to identify them. So the best way is to repair your own credit by yourself. This will not only save your dollars which would have otherwise gone to the repair agencies but also help you to learn repair your credit. Nobody can remove correct listings from your report even if the repair agencies promises to do so. But the incorrect listings can be removed if you send dispute letters to the bureaus. Even the Federal Trade commission officially suggests to repair credit by yourself.
_________________
All the Best Smile
Justin
fireyone



Joined: 26 Feb 2008
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123 Magic Points

 
Posted on Thu Sep 04, 2008 11:51 am  

I thought they recommened it. There is actually things that credit repair co. can not do for you because they are considered a third party. You are absolutely correct when you say that there are so many repair com. that its hard to see which are the good guys. another reason to do it yourself. I think credit repair companies have become a lot like the debt collectors. There are so many people just do not know who to trust. I have heard a few of them work with the collector and against the client.
goodnatured



Joined: 03 Nov 2007
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Posts: 3931



436 Magic Points

 
Posted on Sat Sep 06, 2008 10:54 pm  

Sometimes I think that some of these collectors have a seperate or second company, collector and credit repair.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
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Posts: 4246



123 Magic Points

 
Posted on Sun Sep 07, 2008 12:55 am  

I am telling you this is true. I see a write up on it. I was talking to my atty about why I needed to get everything settled and didn't even ask about debt collection agencies and she was spewing out warnings that most of these are actually debt collectors. They don't even handle any kind of lawsuit handling sollectors and she said this so I believe it is true.
Inthebiz
Guest






Subject: hello
 
Posted on Sun Sep 07, 2008 2:21 pm  

I work for a debt management company. If anyone has any questions on how any of it works just shoot them at me. I'm not here to name drop or do free advertising, so I wont give you any company names or advise you on who to go with. Just provide you with an unbias approach on the answers to questions ya'll might have. I will say if you going to choose a company, find one on the bbb that has the least amount of complaints as possible. Anyone with 100+ has to have something wrong with their services. But on the other hand I personally dont believe in the BBB because you can pay to be an accredited business and have your complaints removed and there "opinion" on each company is solely based off of people complaining only. If it were a correct discription it would take the complaints with compliments, then make an educated statement. However not many people will go out of there way to compliment someone,but they will go out of there way to complain. Just though I would drop by and give ya'll a chance to have a inside unbias look on the exact breakdown of how it all works
goodnatured



Joined: 03 Nov 2007
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Posts: 3931



436 Magic Points

 
Posted on Sun Sep 07, 2008 7:01 pm  

Hi inthebiz, welcome to the forum, glad to have you and thank you for the offer to help people on the forum.

I have a question about getting a break or a settlement offer, how long does one have to accept an offer before they can not offer it again? Is it 30 days, 60 days or is there no time limit on it, can a collection agency offer you a settlement at any time at all?

How long will a collection agency hold on to an account before selling it off to another company?
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
fireyone's page
Posts: 4246



123 Magic Points

 
Posted on Sun Sep 07, 2008 10:42 pm  

Sounds like your an honest person and we need those kinds of people around here. We did not ask to be dealt the hand we were dealt. Sure we may have helped it along but we want to learn and grow from our mistakes and would welcome any info you have. One thing I just learned that I did not know is that you can pay the BBB. Wow definately a new one for me.
erb1953



Joined: 31 Dec 2007
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Posts: 547



-100 Magic Points

 
Posted on Mon Sep 08, 2008 1:38 am  

Wow, welcome, we embrace someone who is working or has worked in the industry, you can really be a helpful assett here, I look forward to interacting with you and reading as you interact with others here.
maite
Guest






Subject: RE: Credit Alliance Group
 
Posted on Mon Sep 08, 2008 5:15 pm  

Hello Spice,

In response to Credit Alliance Group. DO NOT use this company for services. They are scam artists, and are not listed as a company through the Better Business Bureau. In fact, over 8 complaints have been filed against them through the BBB. I would suggest that you do more research and find a more effective way to settle your debt. Credit Alliance Group should be banned as a business. Speaking from personal experience, it is not the way to go...

Good luck!

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