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Has any one heard of a company called CREDIT SOLUTIONS???

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Subject: credit solutions
Posted on Sun Jun 13, 2010 9:39 pm  

I am in the process of working with Credit Solutions. It has been a year and basically we pay them $150 a month for nothing. They advise you to not pay your bills for 3 months so you look like you need assistance. The claim they will cut your debt in half but it is basically right back to were it was before I allowed it to accumulate all the late and finance charges. We took there advice and put money away, called them to say we were ready to make an offer and they told us the credit card company said it wasn't enough. But we were at the original amount. Now I feel stuck with this company that isn't helping us in anyway. They don't pay it for you and allow you to make payments. You have to come up with a huge lump sum which is hard to do when you have to continue to pay them monthly. I wouldn't do it again.

Joined: 03 Nov 2007
goodnatured's page
Posts: 3931

443 Magic Points

Posted on Mon Jun 14, 2010 3:29 am  

wow, that stinks, that is a lot of money to give away monthly if they are not helping you. Do you have a copy of the contract so that you can look for any breaches to try and get your money back? Sounds like they don't have very good negotiating skills for their clients.


Joined: 09 Jul 2010
Fishman's page
Posts: 11
Location: Boca Raton, Florida 33487

224 Magic Points

Subject: Has any one heard of a company called CREDIT SOLUTIONS???
Posted on Tue Jul 20, 2010 11:59 pm  

After looking them up through the BBB website today, I discovered they were not an accredited business. After reading prior entries, this is a settlement organization. Unless you are not concerned about your credit score and want to receive calls from collection agencies, then perhaps they are good for you.

However; if you want things to improve, then do some research on the non-profit organizations that will assist you in paying down your balances in full. Again its all about the research and starting with the BBB website. If you know of anyone who has utilized other non-profit organizations to help them, seek their input for the experience they encountered while going through the process of paying down their debt.

Hope this information has been helpful.
Ed Fishman
Non-Profit Budget Counseling

Subject: eOzLDpfVywQhfxDeymV
Posted on Tue Aug 05, 2014 7:42 am  

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