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Yes fraud alert is the best way to prevent identity theft

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fireyone



Joined: 26 Feb 2008
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Posts: 4246



123 Magic Points

 
Posted on Wed Aug 20, 2008 12:42 am  

If you feel like you are ever at any risk for identity theft please act as prompltly as possible. It can quickly save your credit the sooner you act.
goodnatured



Joined: 03 Nov 2007
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Posts: 3931



450 Magic Points

 
Posted on Wed Aug 20, 2008 3:42 am  

these fraud alerts are good for this
_________________
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carol

carol

Joined: 27 Jun 2006
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Posts: 1299
Location: Los Angeles, California


30054 Magic Points

 
Posted on Wed Aug 20, 2008 11:50 am  

Yes fraud alert is the best way to prevent identity theft. As far as I know, whenever you opt for fraud alert service with the credit bureaus, you are entitled to one free credit report from each of the three credit bureaus. Moreover, you need not contact all the three bureaus for activating fraud alert services. If you ask one of the bureaus to activate the service, the service would be activated with the other bureaus automatically.
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fireyone



Joined: 26 Feb 2008
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Posts: 4246



123 Magic Points

 
Posted on Wed Aug 20, 2008 12:43 pm  

Really good point Carol. You are correct in informing the poster all three will not be automatically contacted by contacting one. The poster can alos have three free reports (one from each bureau) even if she just wants to check her credit annually. Just visit "www.annualcreditreport.com". Always print the copy and keep it for future reference because after 30 days you can no longer view it for free on the net.
erb1953



Joined: 31 Dec 2007
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Posts: 547



-100 Magic Points

 
Posted on Sun Sep 07, 2008 2:43 pm  

I might add that if you file any disputes online you should also print a copy of it. You can also comment on each entry on your report, you can print these off too. Keeping a copy of all this may come in handy later, especially if you are disputing items on your report.
goodnatured



Joined: 03 Nov 2007
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Posts: 3931



450 Magic Points

 
Posted on Sun Sep 07, 2008 7:06 pm  

that is good advice erb, you will want to have it all in print form and follow up with the credit reporting agency if necessary.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
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Posts: 4246



123 Magic Points

 
Posted on Tue Sep 09, 2008 2:14 am  

Thanks for adding ERB. I never thought that would really be a wise thing to do. Glad you jumped in.
goodnatured



Joined: 03 Nov 2007
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Posts: 3931



450 Magic Points

 
Posted on Wed Sep 17, 2008 2:36 am  

I have learned the hard way, just got another bill in the mail, an old bill that was paid off along time ago, I have to dig out my paid in full letter and let them know that this was paid in full a long time ago, I just hope these jerks did not tag my credit report already.

This is exactly why you have to get it in print.
_________________
Goodnatured,
http://cashinpocket.synthasite.com/
for all the ways I make $$ online
http://www.crazymonkeygold.com/members/register.php?ref=fedupinpa
fireyone



Joined: 26 Feb 2008
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Posts: 4246



123 Magic Points

 
Posted on Thu Sep 18, 2008 1:43 am  

Isn't that insane. I hate when you have something paid and they send you another bill. Like I need to go through all the aggravation again. I had this done to me by Berkheimer a few years ago.
They sent my husband and I both letters saying we forgot to pay our personal taxes in 2001. So I paid then. With lots of fees added on. The original was only 20 bucks but when they were done it was almost 60 EACH.
Well the next week I got a new set,yep for both of us..same amounts..so I thought no way I forgot these two years in a row (I am anal when it comes to paying taxes).So i took the letters to my tax collector. She said they were doing this with everyone and she was having complaints. She hoped I didn't pay anything yet.
She looked them up and I had in fact paid 2001 but not 2002. Those people at berkheimer wouldn't even credit the payment to 2002 and once you pay them they DO NOT refund. They are not legally entitled to.
I tried everything, even shopwing copies and still had to pay again. I was steamed.
mmcis-investments.com
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Posted on Wed Sep 02, 2009 5:55 pm  

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MikyGreen



Joined: 03 Sep 2009
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Posts: 2



157 Magic Points

Subject: question
 
Posted on Thu Sep 03, 2009 5:32 am  

My name is Mike, i am a graphic designer. My hobby is to write about alternative enegy, environment, in conclusion green news. I wonder is in this forum is any topic about this field?
carol

carol

Joined: 27 Jun 2006
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Posts: 1299
Location: Los Angeles, California


30054 Magic Points

 
Posted on Thu Sep 03, 2009 10:50 am  

Hi Mike

As you can see we are a credit related community. We would gladly answer any credit related query that you may have or would like your participation in the same matter. However, we do not entertain any thing other than that in our forums.
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warghade



Joined: 14 Jul 2009
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Posts: 34



629 Magic Points

 
Posted on Wed Sep 23, 2009 8:45 am  

I was same issue but letter on I inverts money in my shop. I no that there is no more benefit but my money my safe. I can see myself which passion have my money.
O.K. give that
You can inverts your money in policies,in banks,wherever but you
must take care about tour money. So if you inverts money in self businesses you get benefit
sunnyca



Joined: 10 Sep 2009
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Posts: 148



955 Magic Points

 
Posted on Thu Sep 24, 2009 4:39 am  

In thia market you cna look at some of the Healthcare stocks and also some thefinancials.

If you are goign to invest in FI, then you neeed to vigilant and probably invest for short term and take out the money
Caleb



Joined: 06 Jan 2010
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Posts: 3



40 Magic Points

 
Posted on Wed Jan 06, 2010 1:21 am  

ya it all depends on if your looking for like stocks, like with stocks once, i invested $100 in &2 stocks, and about a year later, the stocks went up to $18 per stock, so i just made $800 off a $100 investment.

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