Wow lets really get on the smokers here. Quiting always sounds like such an easy thing to do...unless of coarse you are a long time smoker. I myself am alot like morningstar when it comes to the breakfast menu. Have I tried to quit the caf and nic? Yep...lots of times Have I succeeded,,no Not yet. I too save money as Gn says double coupons, add comparisons but I found the biggest wat for me to save any money is to aviod the store as much as possible. I make out a list of what exactly I need and if I forget something well unless its a matter of life and death I do not run and get it. Soon as I walk in for a $5.00 can of coffee I walk out with a $50.00 cart of everything else.
I know this thread is old, but I am reading up on pretty much everything on here. The smoking thing...Yeah...That's a difficult thing to quit. I don't know HOW my bf & I can afford to smoke! We both do. We both HATE that we do. We both have tried to quit...err...several times. No results. The last attempt at quiting cost us about $50 for Nicorrette gum to use only 1 piece each [THEY ARE HORRIBLE BY THE WAY, they have some weird reaction in your throat like swallowing gulps of smoke would have on your throat]. After that, we started smoking again. $50 down the drain. I still have the gum in my cabinet...Yeah, I should throw those out. lol
I'm seroiusly considering us going to get hypnotized. I know that's horrible. We just dont have the will power it takes to quit. It's ridiculous. On average we are pretty healthy, eat healthy, excercise sometimes, etc. But we smoke, which totally kills the healthy lifestyle we are trying to live. blah.
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.