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But there should not be any doubt about the savings habit

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Joined: 25 Aug 2009
Clive's page
Posts: 13

252 Magic Points

Posted on Mon Sep 14, 2009 1:29 pm  

But it really becomes tough when any one of the person from your family is only earning member.At that time it really becomes difficult to manage everything so one should think in a more deeper aspect when considering a brand new purchase.

But it becomes lot more smoother to the whole family when one is debt free.

Joined: 11 Aug 2009
andybell's page
Posts: 18
Location: Laguna Hills

249 Magic Points

Posted on Thu Sep 17, 2009 6:29 am  

Yes, it is really difficult to manage things when there is only one member of your family is earning. In those circumstances it is better to give priority to the family and make a purchase that is useful for the whole family and just not an individual.

Joined: 27 Oct 2009
marcusandila's page
Posts: 133

3030 Magic Points

Posted on Thu Oct 29, 2009 9:27 pm  

I think this is a fantastic post. I realize I keep saying this when I come across great posts, but seriously this site is awesome! Full of useful information. Honestly, sometimes I think its good to see tips like these to get you in "full budgeting mode". I tend to fall off the wagon sometimes.

Life sometimes throws curves at you too. Like SD was saying a few pages back. Something comes up & you are back to square one. Unfortunately, this is going to happen. That is why we need to plan for life's occurences. It IS hard to do. Very hard to do. ESPECIALLY with only one wage earner in the family & add kids to that and you have alot of pitfalls that can ruin even the best of budgets. [not saying kids are bad, just can be costly, you know...]


Joined: 13 Aug 2007
sdchargers_63's page
Posts: 1883

1916 Magic Points

Subject: credit
Posted on Tue Jan 03, 2012 6:52 pm  

Something else that may help people. I have a 'change jar' that I just throw pennies, nickels, etc. in once in a while. I've been doing this for a while and you will be surprised how this can add up!! Some people may think "it's just a few pennies" but,...when you 'commit' to doing this for a while, you have alittle bit of a nest egg!!!!!!!!! Smile This is my helpful tip!!

Joined: 12 Sep 2013
rblack's page
Posts: 40

215 Magic Points

Posted on Mon Sep 16, 2013 1:28 pm  

Once you prepare your budget plan, make sure you diligently review it to avoid dissuading from the budget plan.


Joined: 23 Apr 2013
adamsarthur87's page
Posts: 74
Location: Boston

439 Magic Points

Posted on Tue Sep 17, 2013 10:23 am  

If people are looking for a second job, then they can become affiliate marketers and promote/sell products or services online.

Joined: 12 Sep 2013
rblack's page
Posts: 40

215 Magic Points

Posted on Fri Sep 20, 2013 2:20 pm  

Prepare a realistic budget plan in accordance with your financial situation and avoid dissuading from it.
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