I was served a summons by a junk debt buyer for an account i had several years ago. I am in the process of typing up an answer and will be sending out debt validation letters to the junk debt buyer and their attorney as well. I was reading in the California of Civil Procedure Section 430.30 (c) A party objecting to a complaint or cross-complaint may demur and answer at the same time. I was thinking of filing a demur as well based on California Code of Civil Procedure Section 429.30 since the complaint had mentioned a written agreement with my original creditor that I allegedly breached, but failed to attach a copy of that agreement with my original creditor as proof or mention a reason why it wasn't attached as per Civil Procedure 429.30. My question is, can I file a demur for this reason and is it appropriate to site California Code of Civil Procedure 429.30 as my basis for the demurrer?
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.