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Possibe Judgement

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mishwine



Joined: 30 Nov 2010
mishwine's page
Posts: 1



27 Magic Points

Subject: Possibe Judgement
 
Posted on Tue Nov 30, 2010 12:48 am  

I entered Credit Solutions to negotiate my debt with BofA and Citibank. BofA went well and I have paid the debt in full. Nothing happened with Citibank. They just hired a lawyer and are sueing me. I brought all of this to Credit Solutions who I am paying to negotiate my debt and I have no idea what they are doing as I am being sued. My court date is Dec. 2 and I have been trying to get settlement. Today, Nov. 29th apparently Citibank lawyer agrreed to $160/mo for 32 months or until I can settle before. This total amount is far greater than my debt. I enrolled in Credit Solutions to avoid this and now it is a bigger mess than before. I could have gotten myself in this type of mess on my own. I had and have every intention to pay my debt to Citibank and proof of that is entering a debt consolidation group. I feel that Credit Solutions harmed me, greatly, by their inept handling of my Citibank account. I have a notarized power of attorney even. I will bring all this to the judge's attention as I was never not going to pay and I enrolled in this program to settle. With a loan shark interest rate it was unsustainable. I am scared about what the judge will do if I have to go to court. I feel that I have tried to reach a settlement but all these games by Citibank and Credit Solutions have put me in serious harm.
Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2632



48565 Magic Points

 
Posted on Tue Nov 30, 2010 9:40 am  

FOA, you should've agreed to pay an amount that seemed feasible. Probably you enrolled with a promise bigger than that. It's one of the things that you first need to ascertain is your financial strength to pay back consistently. I don't think the CS people are going to represent you in the court of law.
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