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George
Guest






Subject: Free credit report?
 
Posted on Mon Jul 03, 2006 6:38 am  

Am I entitled to get a free copy of my credit report? If so how shall I get it?

thanks
Richard
Moderator
Richard

Joined: 27 Jun 2006
Richard's page
Posts: 120



26454 Magic Points

 
Posted on Mon Jul 03, 2006 7:20 am  

Hi George,

Welcome to Credit Magic community.

As per the federal Fair Credit Reporting Act every US citizen is entitled to get a free copy of their credit report once a year on request from all the three credit reporting agencies Equifax, Experian and TransUnion. To get one you need to provide your SSN number. To obtain a free copy of your credit report online, please go to http://www.annualcreditreport.com This is the only authorized online source to get a free credit report.

However there are various other websites who claim to offer a free copy of your report. You might have come across some of their promos in television, radio or the internet. Beware of these sites as www.annualcreditreport.com is the only online source for obtaining free credit reports. Also make sure you spell annualcreditreport.com correctly as there are numerous fake sites who look and sound similar.

To know more about your consumer rights under the FCRA please go through this article:

http://www.creditmagic.org/fcra-rights.html

Regards,
Richard
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The more you learn the more you earn. Join our community and enhance your knowledge.
george

george

Joined: 06 Jul 2006
george's page
Posts: 69



2855 Magic Points

 
Posted on Thu Jul 06, 2006 5:24 am  

Thanks Richard for all the suggestions and I will soon contact annualcreditreport.com for my free credit report.

While surfing this site I came accross the case study section and I liked the whole idea behind it. Can you please explain in detail where shall I post my case.

I am now a part of the credit magic community Very Happy and am looking forward to help others in anyway.

Thanks again,
George
carol

carol

Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California


30065 Magic Points

 
Posted on Mon Jul 10, 2006 7:00 am  

Quote:
I am now a part of the credit magic community Very Happy and am looking forward to help others in anyway.


Hi George,

Welcome to the credit magic community. Enjoy your stay. Very Happy
Richard
Moderator
Richard

Joined: 27 Jun 2006
Richard's page
Posts: 120



26454 Magic Points

 
Posted on Mon Jul 10, 2006 7:24 am  

Hi George,

Its great to see you as a registered member of our community. Our community is growing! Very Happy

You may also invite your friends to join the Credit Magic community. To do so please click on the "invite a friend" button located at the top of the page.

Regards,
Richard
Frankriz
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