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Creditors after my dad who lives only on SSI

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midgem



Joined: 21 Apr 2011
midgem's page
Posts: 1



17 Magic Points

Subject: Creditors after my dad who lives only on SSI
 
Posted on Thu Apr 21, 2011 8:15 am  

My dad has a 10k bank debt primarily from overdrafts, overdraft fees and interests. I didn't know about this until I visited him last year as I was based overseas then.
He was recently diagnosed with Alzheimer's which prompted me to move with him temporarily to look after him. Collecting agents are calling him everyday. Shall I call the agents and explain to them my dad's situation or shall I just ignore the calls? My dad has no assets and lives only on SSI.
What shall I do?
Aaron

Aaron

Joined: 08 Feb 2010
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Posts: 2632



48565 Magic Points

 
Posted on Thu Apr 21, 2011 12:20 pm  

It would have been a lot better if he could repay or settle his debt. None can garnish his SSI benefits though. If the debts are past the SOL, then he shouldn't think of paying them now.
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