I also have 3 loans out, I closed my bank account but I'm scared they can withdraw from my new account is this true?
Subject: online payday loan
Fri Jun 28, 2013 4:23 am
Took out an online payday loan...never signed anything or gave an actual real check to them...i could not repay and attempted to call or fax them but could not get a hold of them an they provided no fax num...i askd my bank lady and she advised me to close bank account an open another so as not to incur fees..that account was good wen i closed it. Then i got a call today frm a lady frm count summons an something division advising me they were going to file charges of bank fraud and she wanted to speak to my supervisor about serving papers to me at work...i tole her she was not there...then she said i coud possibly make a payment of 256 dollars and then the other 256 on another date or pay 500 sumthn to get all chargess dismissed or face jail time of thirty days and garnishment of wages which my boss wont do as its a small family owned company...i asked her where i would pay to and if i could pay cash...she advised me to go to walmart and get prepaid card to pay...tole her i didnt have money...said she would call back n one hour...never did...today...live in oklahoma...did contact police and district attrny office...officer says they dont arrest for that and da says they dont handle online loan issues...wat do u think will happen?
Subject: Well we can tell who is an employee here..
Mon Oct 07, 2013 1:38 pm
I collect on pay day loans. I like reading these to see exactly how uneducated the debtors really are. And you have topped yourselves off! First off, don't give the excuse of why you can't pay. We all know you initially had no intention in doing so in the first place when you took out the loan. If you had intention in paying anything back you wouldn't have to resort to obtaining a pdl and could ask your bank instead. Secondly, there is no husband serving probation for anything on quick cash. That it's one russelled employee trying to make sure you pay. I know this for a fact. We as collectors do it all the time and I've been waiting about 4 years now for them to come arrest me on a 200.00 loan. The most a pdl can do on default is try to debit the account a few times and then send you to collections or if they are a home based store front they can sue for garnishment. Which is extremely rare and you'll be notified of a court date long before that ever takes place. Don't sweat it.
Subject: Please do not open another account with the same bank.
Sun May 18, 2014 1:02 am
I took out advances the bank charged fees plus the advances changed fees. The bank rolled it over to my second checking account. Do not ever keep the same bank.
Rae Lynn Guest
Subject: Closing Checking Account
Wed Jun 11, 2014 4:35 am
I am in the process of consolidating my payday loans (I hope) I have 2 separate ckg accts with the same bank. (One I use for my handicapped son's bills, but it is in my name) When I hard close the one the payday loan people were supposed to take the payment from, will they be able to access my other account?
I live in utah. Took out a loan for 700. I'm a single father living pay check by pay check. I can't pay pay back and be able to pay bills and provide for my son. What can I do? Im willing to do payments lil by lil but I ant pay it all and pay bills at same time. Any advice
Fri Mar 08, 2019 2:20 pm
I didn't pay back my PDL so they deposited a check in my account for the balance to be paid.. even though I cancelled my bank account its still in the negative.. is this happened to anyone ?
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.