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kimbum06
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Subject: cashcall
 
Posted on Mon Nov 06, 2006 5:42 pm  

has anyone heard about this cashcall?? is it a legitimate company??
BOOBIE
Guest






Subject: cashcall
 
Posted on Tue Nov 07, 2006 4:23 am  

PLEASE DO NOT APPLY. I HAVE BEEN WITH CASHCALL FOR LIKE TWO MONTHS NOW AND EVERY SINCE I TOOK THE LOAN OUT WITH THEM IT HAS BEEN THE WORST MISTAKE THAT I HAVE EVER MADE. ITS LIKE YOU WILL NEVER GET FINISH PAYING THEM OFF.
Richard
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Richard

Joined: 27 Jun 2006
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Posts: 120



26414 Magic Points

 
Posted on Tue Nov 07, 2006 5:53 am  

I have heard that CashCall is a finance lending company doing their business in different states of US. They are into marketing and soliciting of consumer loans for First Bank & Trust, which is a state chartered banking association located in Milbank, South Dakota.

As far as their services are concerned, I am not much aware of it. I guess for that, people like Boobie would be able to tell you more.
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Janet
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Subject: CashCall
 
Posted on Thu Jan 25, 2007 7:29 pm  

Yes, I know to well about Cashcall. The interest rate is high, and you will NEVER pay them off. Also, be aware if your payment is due on the 1st of the month and it's the 2nd they will harass you to DEATH. I wish I paid them off a long time ago.
sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1883



1916 Magic Points

Subject: cash call
 
Posted on Mon Aug 20, 2007 3:54 am  

had a loan with Cash Call, too!! I just couldn't afford the payments. I tried working something out with them, but..they just din't budge!! God..what a nightmare!! does anyone have any suggestions on any comapnies that help people with deliquent Cash Call loans?? Thanks.
Polly

Polly

Joined: 06 Jul 2006
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Posts: 61



3036 Magic Points

 
Posted on Mon Aug 20, 2007 4:30 am  

Are you ready to pay the money? If so then what is the problem with Cash Call? What are they saying? What do they want?

Thanks
Polly
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sdchargers_63

sdchargers_63

Joined: 13 Aug 2007
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Posts: 1883



1916 Magic Points

Subject: cash call
 
Posted on Mon Aug 20, 2007 3:14 pm  

I have contacted them SEVERAL times, to tell me I'm willing to work something out with them..to resume payments. They tell me, " my account is now in deliquent status" and they need an OUTRAGOUS amount, to 'start the loan over'....nothing less than what they are asking. Very difficult people to deal with.
LT



Joined: 30 Jan 2009
LT's page
Posts: 57



2343 Magic Points

 
Posted on Fri Feb 20, 2009 3:43 pm  

Hey sdchargers_63, I had a loan with Cash Call and they willnot work out a plan with you at all. This is how I delt with them, stop paying them, send them a cease contact letter, because I know they call 100 plus times a day. Then they will send you a settlement offer of just about half your loan. If their company follows their scam, your loan was probaly either $2600 or $5000 minus the fee they charge. If you don't want to do that there is a company named Quick Click, they will give you a loan, same type, but much much much more professional. I don't advertise or sponsor them and you are responsible for your own research into that company as well. Good Luck. Remember if Cash Call continues to call you after that letter, they can be used for up to $1000 per violation
fireyone



Joined: 26 Feb 2008
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Posts: 4246



130 Magic Points

 
Posted on Sat Feb 21, 2009 1:14 am  

$1000 a call could pay off the collection pretty quick especially at 100 calls a day. This alone to me sounds like harassment. When they send you a settlement offer do you have to have all the money up front. Not too many people these days has that kind of cash just laying around. I can not believe places like this can still do business.
LT



Joined: 30 Jan 2009
LT's page
Posts: 57



2343 Magic Points

 
Posted on Sat Feb 21, 2009 11:34 pm  

Fireyone if you accept a settlement offer you will be required to pay the debt in full. Try the cease letter first, from my own experience; they probaly will call again, being they are the original creditor. But the laws says they can not call you either way.
scott

scott

Joined: 28 Jun 2006
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Posts: 446



10890 Magic Points

 
Posted on Tue Feb 24, 2009 12:09 pm  

Hi LT
Under debt settlement plan, you need not pay off the entire debt. All you need to do is to sign up with a debt settlement company and the company negotiates with your creditor and makes them agree to settle for 40 to 50% of the outstanding debt which includes the fees of the debt settlement company. Debt settlement only saves you from being sued by the creditor, but it does not improve your credit score.
dont do it
Guest






Subject: cash call
 
Posted on Fri Oct 30, 2009 6:39 am  

dont do it there rude ruthless never should anyone do business with cash call they are the loan sharks they should lose there jobs they treat people like crap and make them feel like crap do not get a loan with cash call there awfull dont do it
goodnatured



Joined: 03 Nov 2007
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Posts: 3931



538 Magic Points

 
Posted on Fri Oct 30, 2009 10:31 am  

Do they at any point work with people to lower there intrest rate or does it always stay the same? Has anyone dealt with them? Does anyone know? Just curious?
fireyone



Joined: 26 Feb 2008
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Posts: 4246



130 Magic Points

 
Posted on Sat Oct 31, 2009 1:28 am  

Here is my question. If they are getting ready to sue you and you are not currently with a debt settlement company can you still sign up for one and get themt o negotiate a deal? Or is it once they start the suing process you are out of luck.
I hear some people, and I would probaly try this, negotiate their own settlement. It would eb worth a try and it your time and energy so it would be free.
goodnatured



Joined: 03 Nov 2007
goodnatured's page
Posts: 3931



538 Magic Points

 
Posted on Tue Nov 03, 2009 1:58 am  

But will they negotiate, everything that I have read on them is that they are ruthless, that they will collect one way or another, could be wrong, but everything I read indicates no settlements, no tolerance on lateness, no giving in on there part. I could be wrong but this is what I have heard or read about them.

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