Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Call (Toll Free)
Community Area
Get FREE Counseling


Helpful Resources
Popular Discussions
Creditmagic Twitter
Credit on Facebook

How to get a PFD.

Post reply  Start a topic
Author Message
Print this topic
Invite a friend
Email this topic
  Bookmark online
Add to
Add to YahooMyWeb

Joined: 23 Feb 2007
shllby1's page
Posts: 2

124 Magic Points

Subject: How to get a PFD.
Posted on Fri Feb 23, 2007 11:23 pm  

I have sent out DV letters which were validated, Now I am trying to get a PFD but they are saying they "cant" and "Wont" do that. It is illegal because they would be lying?? Arghhhh, I really want to buy a house within a year and I need to bring our score up. How can I get these collection agencies to do this? Am I asking to much? Thanks

Joined: 23 Feb 2007
stanley's page
Posts: 54

3357 Magic Points

Posted on Fri Mar 02, 2007 7:35 am  

My submission is: request for the 'paid in full' letter in writing, if they ignore it, then you can seek legal action against them. You can also ask credit bureaus to remove those accounts out of your report. What are the collection agencies you are dealing with btw?
BTW, I am not a lawyer, I am here to share what Life has taught me.


Joined: 02 Mar 2007
Emmy's page
Posts: 15
Location: Show-Me

1351 Magic Points

Posted on Fri Mar 02, 2007 7:22 pm  

You said they validated. Are you positive what they provided would constitute as validation?
Did they provide copies of debits and credits of the account? Did they itemize all charges. The 7th Circuit ruled that they must itemize.
How are they reporting on your report? Who is the CA?

Quick Reply
Your Name
Message body
Page 1 of 1

Delete this topic Move this topic Lock this topic Split this topic 

Page loaded in 0.030 seconds.