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I do not know if it is the Payday Loan company or the mortgage company

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monique
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Subject: number to the att of ftc
 
Posted on Thu Feb 12, 2009 5:21 pm  

yes i recieved a treatning call from these people this morning saying all this stuff and that they were gonna take me to court and so on
Stephanie Gillispie
Guest






Subject: Collection Agency
 
Posted on Thu Feb 12, 2009 7:21 pm  

Does anyone know the company that Lisa Johnson works for
scott

scott

Joined: 28 Jun 2006
scott's page
Posts: 446



10890 Magic Points

 
Posted on Fri Feb 13, 2009 12:34 pm  

They cannot take you to the court until they have proper proof that you owe them money. You can first pull out your credit report to find out whether they have their names listed there. If you find them listed in your report send them a DV Letter. If they cannot validate the debt, file a complaint against them with the FTC. I think that by doing this, you can stop them from harassing you.
_________________
SCOTT

Use your credit account responsibly and enjoy a debt free life.
butterfly
Guest






Subject: same issue
 
Posted on Fri Feb 20, 2009 10:04 pm  

I have the same problem they keep calling me threatening to sue me they say I owe them 800 dollars I asked for a legal document in writing they hung up on me
butterfly
Guest






Subject: crown lending
 
Posted on Fri Feb 20, 2009 11:10 pm  

These people are rude I don't think they are in this country the guy drake I spoke to this morning said their company is not doing well and they were collecting debts from people I think its a scam I don't know what to do
karthur
Guest






Subject: crownlending
 
Posted on Thu Mar 05, 2009 2:05 pm  

i just got my credit report and have a charge of $480 on it from Crown lending. they stop taking my payments after I faxed in for them to take the enire payment of $390.they never took the payment. now they want me to pay up
carol

carol

Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California


30073 Magic Points

 
Posted on Fri Mar 06, 2009 7:27 am  

Since the debt is still with the original creditor, you can always negotiate with them for pay for deletion agreement to remove the charge off listing from your credit report. However, this must be done before you make any payment towards the debt and you should get the agreement in writing. This is because "charge off" may reduce your credit score by about 100 points and will stay there in your report for seven years and six months.
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Keep in touch
Carol
Fitzlight
Guest






Subject: Crown Lending
 
Posted on Sat Mar 07, 2009 4:31 pm  

I believe you are seeking information about a company called Crown Lending. First let me ask you if you received a threatening telephone call from a suppose to be law firm where the all the people you talk to are from India. If you did then they are claiming to represent a company called Crown Lending. I do not know if it is the Payday Loan company or the mortgage company. I am trying to find out myself just which one they are suppose to be representing. I will try to let all know as soon as I find out any thing.
The Number for Crown Payday loans is 504-367-3367
The number for the Suppose law firm that is suppose to be representing them is 646-918-5119
The number for Crown Lending is 866-556-9434
Dean V. Fitzpatrick
Guest






Subject: File a counter suite
 
Posted on Sat Mar 07, 2009 4:42 pm  

I too have received a threatening phone from a suppose to be law firm claiming they represent a company called crown lending and their phone number is 646-918-5119. I think all of us who have been harassed by this company should join together and file a counter suite against them. If we join together in a law suite a good attorney will be able to find out all the information about the company.
If this company is in India contacting your Atty General will do no good and if it a rip off company then they will only stop when they are facing a law suite or other legal action.
sgshudson
Guest






Subject: Lawsuit threat
 
Posted on Mon Mar 09, 2009 2:01 pm  

I recieved a phone call leaving me a message from a "legal" department stating I had committed fraud by taking out a loan and not repaying it. I was told I would be served either that day or the next morning. When I tried to return the call, the message box was full. This morning I reached this company, the person was Indian and spoke poor English as did the man who had previously called me. She informed me that I had taken out a payday loan for $300 and that amount had been deposited to my checking account. She had my bank routing and account #, my ss number and my old address and employment phone #. She told me that I could pay the $300 then or I would be going to court. I told her I would consult an attorney and call my bank and would call her back. When I called my bank, I found out that there was no $300 deposit during the 3 month period that I had supposidly had made this loan. Has anyone else had this happen? What do I do?
carol

carol

Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California


30073 Magic Points

 
Posted on Tue Mar 10, 2009 6:47 am  

If you have not taken any payday loan, you need not worry and let them sue you to the court. If you get a summon from the court regarding the debt, file a response to the summon first and then send a debt validation letter to the creditor who has sued you. Keep the bank statement for the three months proving that $300 was not credited to your account. If the creditor fail to validate the debt within 30 days from the date of receipt of the debt validation letter, the judgment will go in your favor.
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Carol
Jennifer
Guest






Subject: This is a Scam!
 
Posted on Thu Mar 12, 2009 8:03 pm  

I received a phone call from this company too stating that I had a payday loan from December 2007 for $350 that was never paid back. I went to the bank and there was NO such deposit made to my account in December 2007. This is a scam! I closed my account and opened a new one otherwise they could have taken money out of my account. Don't pay them!
Brian
Guest






Subject: Scam??!!
 
Posted on Fri Mar 20, 2009 2:47 am  

I got the same call for my wife this am, saying we took som sort of internet loan in Dec 2007 and since it was not repayed, she is being charged with bank fraud, check fraud and something else. I asked them to provide me proof that we took a loan, and they stated that in the agrrement there was nothing in writing for proof..scary though, they had her soc, our old bank info and her old employer. I told him I was gona sue him and he got very agressive with me...I am filling a complaint with my states attourney, the NY stats attourney and the FTC...our bank records show no loan...
Mary Lynn
Guest






Subject: Crown Lending, etc Scam
 
Posted on Mon Mar 23, 2009 7:13 pm  

They started harassing me a couple of weeks ago; both on my regular phone and at work. They are not calling from within the US and it's funny how they can speak understandable English when they want to but most of their verbage is unintelligible. They have my SS#, bank account, email, etc.
They say I owe them for an unpaid payday loan from Crown Lending of $300 from December 2007. I checked my bank statements from August 2007 through May 2008 and there is nothing to match what they say. I also emailed Crown Lending and asked if I might owe them money from an old loan; they replied the next business day that I did not. These collectors also called someone I listed as a reference for something years ago and bothered her for several days.
I'm certain they get money from some people because they have so much confidential information it makes then sound legitimate.
Prior to today's calls no matter who called me; the last name was Johnson, Kevin or Eric. Today David Cooper called me and left a voicemail message on my work phone screaming that he was going to "ruin my life".
I contacted Consumer Protection in my state and filed a complaint in writing with the Federal Trade Commission.
I have read a lot of info in these past days about what I should ask for as far as proof and what they can and can't do. The problem is; much of what WE should do to get them to go away once and for all has to be done in writing. I'm sure I'm not the only one who has been unable to get any info from these people except a US phone number in New York(646-918-5119) or a Canada number (851-322-8600).
I asked them to send me the documentation of the loan they referred to and one of the Johnsons said he would send it and the other Johnson said I would get it when I paid them.
I was told if I want to pay and then "look into the issue" the $300 loan would now be $795 but if I wait for them to take legal action it would be; according to Johnson $3,000 or; according to Cooper $10,000.

I would encourage anyone who is targeted by these people to file complaints with anyone they can think of. I have saved every voicemail they have left me but now have deactivated my mailbox because I'm tired of retrieving messages from them
Brian
Guest






Subject: update
 
Posted on Wed Mar 25, 2009 3:46 am  

SO far...so good, havent recieved another call from them. I called them Saturday afternoon and got a voicemail and stated that if they call on Monady, they better be prepared to give me an address and supervisor info to send a debt validation. I also quoted the Fair Debt Collection Practices Act section 87 and 808 that THEY need to send in writing, a debt confirmation letter no more than 5 days after initial contact, and if they did not have tghat, dont ever bother calling back. I also told them that I have started filing papers with FTC, Ill Attorney General, ICCC etc. I also asked if they were registered with the Better Business Bureau. Even if they stopped calling me, I want them to go down for all they are stealing from everyone else!!!How do we get the word out to others about this scam.

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