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A creditor or a collection agency can do nothing to ruin your life only for a debt

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Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California

30073 Magic Points

Posted on Wed Mar 25, 2009 4:56 am  

A creditor or a collection agency can do nothing to ruin your life only for a debt you owe them. All that they can do is to bring judgment against you and garnish your bank account or your wage to recover the debt. Now, even for bringing judgment, they need to prove that they own your debt by validating it. Since you have already filed a complaint against them to the Federal Trade Commission, I think that they will no more disturb you with the debt.
Keep in touch

Posted on Sat Apr 04, 2009 2:16 am  

We are having the same problem with this company they are calling our house giving threats, We have no loan with them have no idea what they are talking about my only guess is that it is a scam to get money and there is a law suit out against there company I am trying to get the word out to as many people if you could do the same thank you

Subject: crown lending
Posted on Sat Apr 04, 2009 2:24 am  

We are having the same problem with this company we have never heard of this company until this week they are calling all day long saying that I can go to prison leaving messages on my phone it is a scam and they are trying to scare people! someone needs to put this company out of buisness!

Subject: Nothing but a long running scam
Posted on Tue Apr 14, 2009 9:52 pm  

hey started calling again, and I found an article that this site will not let me post....whatever...just just search for the following

Problem is thay havent been caught im gonna have some fun and speak to them in a foreign language...they cant even speak english,,,what'll they do when they hear spanish??


Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California

30073 Magic Points

Posted on Wed Apr 15, 2009 7:29 am  

Since defaulting on your payments is not a criminal offense, the creditor can never send you to jail for the debt. If they harass you over phone, then just file a complaint against them with the FTC and I'm sure, that they will stop calling you.
Keep in touch

Subject: not worried but still calling
Posted on Thu Apr 16, 2009 2:43 am  

Actually had a Sheriff come to fill out a police report as per instructions from the Attorney general, and they even hung up on them claiming that the officer was a fraud...unbelievable...

Subject: scam
Posted on Tue Oct 27, 2009 1:40 pm  

the phone#is1-800-640-1295
I have same problem they keep take money out
of my account.
Jennifer Stegmann

Subject: Crown Lending scam
Posted on Wed Mar 10, 2010 9:52 pm  

I too received a phone call from some indian guy posing to be in the "law investigation department" and said that Crown Lending had a lawsuit against me saying that i owed them money on a loan that i took out from them. Ok, for one, this definitely sent me a red flag because i never took a loan out from any loan company, for two, i would receive a subpoena in the mail, and this goes for all the rest of you who have been harrassed by them, you too would have received a subpoena from the court if you had a real case against you and not a phone call. I blocked the number they were calling me from so that they could not call me again to get any of my information so that they could drain me of my money. So block whatever number they are using to call you on, that way they can not bother you again!

Subject: Scam!
Posted on Thu Jun 24, 2010 1:31 pm  

I have had the same calls... First they called for my Wife and left a number for her, here's the crazy thing... She's a 911 dispatcher and this guy identified himself as Officer Dale Johnson. So, the next day I called back and finally got to talk to this "Officer" who wasn't an Officer at all of any sort... I let him know real quick that I had a law degree and was a Sworn Deputy Sheriff, needless to say they quit calling for her. Today however, they called for me at my home and I happened to answer the phone and informed them of the same information and they hung up on me... then I got a call from the Sheriff's Secretary at my Department saying that that guy was so pissed off that they called and told her that I WAS A FRAUD... really??? Who do these people think they are? I believe we are going to open an investigation...

Subject: David Cooper
Posted on Sat Jan 08, 2011 8:05 pm  

I too have been receiving calls from a David Cooper, I will not stop harrassing him back, I quoted him the Fair Debt Collection Practices Act and he said that those laws don't apply to him. He has hung up on me numerous times, he told me he is a paralegal for Russell Miller, when I asked to speak to Russell Miller, he told me that Russell does what he tells him. Also, he told me that he was from South Africa and that he was in the States just doing some business. His number is a California number, but we all know that is probably just using a track phone that can be used anywhere. The last phone call they had someone in the background whispering "Osama Bin Laden, ha ha ha", over and over. There is a Russell Miller attorney in California, just called there and left a message as well to let him know what is going on with his name. They told my husband it was a payday loan and that EZ Cash deposited $200 into my account, when he asked him for EZ Cashes phone number and account number, all he would supply him with was our bank account number, nothing else. He knows where I work, my bank account number, and social security number. When I called he told me to call my place of work, because I supposedly took out the loan with them, Ha, I work for a school district, they don't give out loans. He told me today that there will be no more phone calls, we will see.

Subject: scam
Posted on Sun Sep 11, 2011 2:14 am  

I just got a call from a firm saying I need to pay 922 dollars in 30 min or I would go to jail for fraud and I be in there with no 10 percent and my bali will be 4000 dollars I knew it had to be bs it was from a 940 number when she call back on monday I will tell her to send me a certified letter and give me her bar number

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