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Having additional account on my ex-husbands credit card

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Clara
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Subject: Having additional account on my ex-husbands credit card
 
Posted on Fri Jun 22, 2007 9:54 am  

Hi,

My Ex-Husband has stopped paying for his credits. I have an additional account on one of the cards. Will this affect my credit scoring? I might need to take a loan in the near future that is for my new apartment. What do I do? Any help is welcome.

Thanks…
Clara
Clara
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Subject: AU
 
Posted on Fri Jun 22, 2007 10:08 am  

I am not in contact with my ex-husband though. Will that be a problem?

Confused
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327



36211 Magic Points

Subject: Clara
 
Posted on Fri Jun 22, 2007 10:14 am  

Hi Clara,

I am afraid this will reflect on your credit report. But don’t worry. Check your credit reports soon. If it shows on your report then go ahead and dispute it. It will be removed. Mention that yours is an additional account and you are not responsible.

All the best. Smile
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Regards,
Laura.
anthony

anthony

Joined: 31 Jul 2006
anthony's page
Posts: 516



13606 Magic Points

Subject: Clara
 
Posted on Fri Jun 22, 2007 10:22 am  

Hi Clara,

I think Laura is right.

The best thing is you dont need to worry about proving that you are an additional account holder. Leave it completely to the CRA. They will do it proactively. I faced a similar problem when I got divorced with my wife. I was completely shocked when i saw my credit report Shocked . Today I am burden free. But do keep a check on your credit report. Dispute any incorrect item that it might reflect.

Take Care
Anthony Smile
Morningstar

Morningstar

Joined: 17 Apr 2007
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Posts: 576



11 Magic Points

 
Posted on Sun Jun 24, 2007 8:10 am  

This might be of help, too:
http://www.ftc.gov/bcp/conline/pubs/credit/divorce.shtm
_________________
I don't dream since I quit sleeping
Laura

Laura

Joined: 21 Jun 2007
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Posts: 1327



36211 Magic Points

Subject: Thanks
 
Posted on Mon Jun 25, 2007 3:23 am  

Thanks a lot Morningstar..Smile..this link is helpful. Its interesting and I came to know new aspects.
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Regards,
Laura.
clara
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Subject: to help u to improve ur credit scoring
 
Posted on Fri Jun 29, 2007 7:59 am  

Spam deleted
Clara
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Posted on Fri Jun 29, 2007 10:01 am  

Oh great 3.9%??? My God thats a good deal.

Sam i will talk to my friends and will get back to you when i need the loan.

Thanks for help Smile

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