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getting calls for 888, 800...

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xxtino



Joined: 22 Jun 2007
xxtino's page
Posts: 2



115 Magic Points

Subject: getting calls for 888, 800...
 
Posted on Fri Jun 22, 2007 5:51 pm  

Hi, I am new to the board. If you don't pay your credit card bill can they automatically take money out of your bank/checking account? Is this legal? I tried to help friend out and I am stuck with all bunch crap now.

Profanity edited. Keep it clean.-Morningstar
xxtino



Joined: 22 Jun 2007
xxtino's page
Posts: 2



115 Magic Points

 
Posted on Fri Jun 22, 2007 5:51 pm  

what to do? Suck with cars and bills
Laura

Laura

Joined: 21 Jun 2007
Laura's page
Posts: 1327



36459 Magic Points

Subject: Debiting Money for nonpayment of Credit card bills
 
Posted on Sat Jun 23, 2007 4:27 am  

Hi Xxtino,

Welcome on board. Smile
Seizure of your account is possible under certain circumstances. Say you have been sued by the creditor and the court has given judgment against you, under this circumstance the creditor, in order to enforce the judgment can take out money from the account. This scenario is legal.

If you have given the credit card company your checking account details for the purpose of payment then it is completely legal to debit your account in case of non payment. If you have not given the checking account then it is not legal to debit without prior consent of the account holder.
Beware there are frauds happening every now and then. Hope you did not give the checking account number over the phone. Credit card scams are very common.

Awaiting your reply..
_________________
Regards,
Laura.

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