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Credit Report, Date Opened vs. Date Reported? Which one ma

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stronglikestalinmusic



Joined: 27 Aug 2007
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Posts: 1



75 Magic Points

Subject: Credit Report, Date Opened vs. Date Reported? Which one ma
 
Posted on Mon Aug 27, 2007 3:08 pm  

Credit Report, Date Opened vs. Date Reported? Which one matter for SOL?
Morningstar

Morningstar

Joined: 17 Apr 2007
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11 Magic Points

 
Posted on Mon Aug 27, 2007 9:23 pm  

If you're referring to when a negative item will drop off your credit report, then it should be last activity: date of delinquency or date of charge off.

If you're referring to being sued, then it's often date of last payment; although this can vary from state to state.
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Laura

Laura

Joined: 21 Jun 2007
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37081 Magic Points

 
Posted on Tue Aug 28, 2007 4:38 am  

Date of delinquency is considered while calculating SOL. DOD is the date of first when you went delinquent on an account.
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sdchargers_63

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Joined: 13 Aug 2007
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Subject: debt
 
Posted on Wed Aug 29, 2007 1:34 am  

I've noticed ( and please correct me if I'm wrong), out of the 3 CR's you can recieve, I've only noticed on 1 CR ( Transunion) that there is a 'drop-off' date. On the other CR's, are there 'drop-off' dates, and I'm just not noticing them??
Morningstar

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Joined: 17 Apr 2007
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11 Magic Points

 
Posted on Wed Aug 29, 2007 2:27 am  

Sorry, I don't remember what the other two look like. I usually just pull my TU report.
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Subject: OpVfcwxoeLileZrT
 
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