Hi, hope you find the forum as enjoyable as I do, hope you take the invitation to participate with us as much as possible. good is right, there is a good bunch of people here.
I was a little nervous when I first came here, never been on a forum before, glad I found this one first. Now I have the confidence to go join others if I can find them.
Joined: 27 Jun 2006 carol's page Posts: 1299 Location: Los Angeles, California
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.