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fred333



Joined: 22 Jan 2008
fred333's page
Posts: 25



814 Magic Points

 
Posted on Fri Jan 25, 2008 2:50 pm  

I will have to look up that section. I am not to familiar with it.
_________________
Trying to find debt settlement in my life.
Shawpiro

Shawpiro

Joined: 31 Dec 2007
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Posts: 53
Location: Austin Tx


2524 Magic Points

Subject: Partly posted on here.
 
Posted on Fri Jan 25, 2008 2:54 pm  

Its partly posted as a response to the Myths Of Credit Repair that I wrote last night.
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Glynis Shaw
www.scorefix.net

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Suprtlchk



Joined: 24 Jan 2008
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Posts: 9



459 Magic Points

Subject: here it goes
 
Posted on Mon Jan 28, 2008 11:17 pm  

THanks!
kelly
Guest






Subject: crdit card debt
 
Posted on Fri Feb 22, 2008 3:22 am  

negotiatied, went to mediation for 18000 settled for 10300.00 credit card attorney nor personal attorney let me pay the debt by the deadline i called and called and called attorney said he would post pone the collection for 30 days never heard from him now there is a 27000 judgement on my credit due to attorneys not playing their role to collect the money from me.
diem



Joined: 20 Feb 2008
diem's page
Posts: 82



244 Magic Points

 
Posted on Fri Feb 22, 2008 3:30 am  

went to mediation for 18000 settled for 10300.00 credit card attorney

If it was settled how did they get a judgement? Also, it's not really their role to collect your money. It's your role to pay them....
Morningstar

Morningstar

Joined: 17 Apr 2007
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Posts: 576



11 Magic Points

 
Posted on Fri Feb 22, 2008 4:29 am  

Settlement payment was not made...sounds like creditor's attorney was being sneaky. I'm not sure if you have any real recourse, other than to pay or file BK.
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I don't dream since I quit sleeping
charles
Guest






Subject: judgement
 
Posted on Sat Mar 01, 2008 2:57 pm  

i have a judgement against me with a bank which is national penn bank boyer, pa and we r trying to get another mortgage which we got approved and at the time of closing we need a letter saying we paid them off but we didn't and the judgement was already on their for 7 yrs. what can we do or is their nothing that we can do
charles
Guest






Subject: judgement
 
Posted on Sat Mar 01, 2008 3:01 pm  

they also resold the home too
Morningstar

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 576



11 Magic Points

 
Posted on Sat Mar 01, 2008 11:07 pm  

If you weren't properly served, you can try to have the judgment vacated, or you can file bankruptcy.
_________________
I don't dream since I quit sleeping
carol

carol

Joined: 27 Jun 2006
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Posts: 1299
Location: Los Angeles, California


30065 Magic Points

 
Posted on Thu Mar 06, 2008 6:54 am  

You need not be scared about vacating a judgment. Just be sure that you have right documents to vacate.
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Keep in touch
Carol
Stressed in WI
Guest






Subject: Can a debt collector force me to make a spec. $ payment?
 
Posted on Fri Mar 07, 2008 11:40 pm  

I have a charged off credit card account. It just happened. I fully want to make payments, but the collectors are saying they can't take anything less than triple the amount, plus paying $400 right now. Can they force me to make those big payments?
Morningstar

Morningstar

Joined: 17 Apr 2007
Morningstar's page
Posts: 576



11 Magic Points

 
Posted on Sat Mar 08, 2008 12:04 am  

Mail in what you can afford, pay with a money order (save your reciepts). They'll either cash them, or send them back, but they cannot "force" you to pay anything.
_________________
I don't dream since I quit sleeping
melody
Guest






 
Posted on Mon Mar 10, 2008 8:05 pm  

My situation is very similar. I have around $100 charged off account (utility bill). Would it help if I send Pay to delete letter to them, settle the account in full and ask them to remove it from the credit report? Appreciate your help.
Stressed in WI
Guest






Subject: Can my wages be garnished on a charged off account?
 
Posted on Fri Mar 14, 2008 2:45 am  

My credit card became a charged off account recently, less than 30 days ago. Do I have to send the payments to the collection company or can I pay the credit card company? If I don't do anything with either of them can they garnish my wages in the state of Wisconsin?
carol

carol

Joined: 27 Jun 2006
carol's page
Posts: 1299
Location: Los Angeles, California


30065 Magic Points

 
Posted on Fri Mar 14, 2008 4:22 am  

Hi melody,

In your case a pay for delete letter will help. Try negotiating with them.

hi Stressed,

They cannot garnish unless they win a judgment against you. For that they have to sue you. Get in touch with the credit card company. If they agree to take the payments then its good for you. I would never interact with a CA if possible.
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Keep in touch
Carol

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