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Reaging accounts: Sample letter for account reaging request

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Subject: Reaging by Collection Companies
Posted on Mon Feb 18, 2013 10:02 pm  

This is in referenece to Laura's comment. There is re-aging done by
collection agencies which is a direct violation of the FCRA. Just for them re-aging accounts, the whole tradeline is supposed to be deleted from your credit reports. There is a lawsuit on the books, where NCO Financial was sued for 1.5 million for re-aging, and because of this record breaking win, the FCRA states that reporting of re-aged accounts must be deleted just for that reason.

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