I am here to tell you that all the reviews you’ve been reading about XAP CREDIT SOLUTION are true, there were so many negatives on my profile, and I had a credit of 390, with liens and late payments. I even applied for mortgage and auto loans but was denied. Went through various processes and procedures but they didn’t work. Until I read about XAP on Trulia and texted them, in 15 days my credit was totally FIXED. I’m really overjoyed and surprised at the same time. It’s a necessity for you to write them on XAPCREDITSOLUTION@GMAIL.COM / (972) 597 9704 if you want all your credit fixed. THEY CAN MAKE THINGS HAPPEN!!!
Your personal details (name, email address and phone number) will be delivered to the company advertised on the Creditmagic after ve agreed to go for the counseling session by filling out the no-obligation form. However, it is your discretion to accept or reject their services.
Not all the creditors/debt collectors agree to trim down the outstanding balances, interests, and fees payable by the consumer.
Consumers working with the debt relief companies can still be sued by the creditors/collection agencies.
Debt relief services may have a diminishing effect on the creditworthiness of the consumer. The total outstanding balance may increase as the additional fees get accrued.
The overall amount saved by the consumer through the debt relief services is considered as taxable income by the IRS.