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Hi Good, Keep us posted with the ongoings

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carol

carol

Joined: 27 Jun 2006
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Location: Los Angeles, California


30065 Magic Points

 
Posted on Thu Nov 08, 2007 6:29 am  

Hi Good,

Keep us posted with the ongoings. There are people who really need to know that arbitrations are harsher than judgments.
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Carol
goodnatured



Joined: 03 Nov 2007
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Posted on Thu Nov 08, 2007 11:29 am  

Laura, I don't have a date yet, just got the letter that they will be convening a panel of attornies.

Carol, I am curious, what makes you say that arbitration is harsher? I have been able to find much information on them and thought it was more cooperative, I could be totally wrong though.
carol

carol

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Posted on Fri Nov 09, 2007 7:51 am  

Oh Good I meant that arbitration happens out of court. So it is really very painstaking as you need to know a lot of things that a lawyer can help you out in case of a court case. This is a mandatory arbitration right?
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Laura

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Posted on Fri Nov 09, 2007 9:19 am  

Okay Good Smile.
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goodnatured



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Posted on Sat Nov 10, 2007 1:48 am  

Yeah, it is, I am seeing it as a meeting between the two of us and the arbitrators will make sure that everything is fair and give a decision in the matter. That is what I understand arbitration to be right? Not real sure, still trying to find out more information. It is different from state to state also.
Laura

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Posted on Sat Nov 10, 2007 6:51 am  

Yes that is the case. But I am trying to find out something. Can anyone say when it comes to laws does the state law matter more than the federal law? If the case is under state jurisdiction then will the state law always precede over the federal or are there exceptions?
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goodnatured



Joined: 03 Nov 2007
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Posted on Sat Nov 10, 2007 12:53 pm  

I had an attorney who said he would sue them for violating the federal laws under fair credit violations, but they sued me in my state under civil law, so I am not real sure. When I was talking to this attorney, he said he could not represent me under the state because he was from another state, but would represent me in a federal suit. I need to email him and find out where he is with this, he is doing it on contingency, but I have not heard from him in a while.
Laura

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Posted on Wed Nov 14, 2007 9:31 am  

Thanks a lot for the info good. Hope to know more once you get in touch with the lawyer.
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Laura.
goodnatured



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Posted on Thu Nov 15, 2007 2:10 am  

This guy is a different issue, he is on the federal level to sue, must not be real interested, haven't heard from him in weeks. Dropped him an email, we will see if he responds.

I just want this side of it over with, hopefully this will go smooth, I am going to make a call to the prothonotary this week and see if she has an estimate on the date, I have to get organized.
carol

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Posted on Thu Nov 15, 2007 5:21 am  

Are you still depending on the lawyer? Its pretty bothersome if he is not getting in touch at your need. Hope things work out fine. Keep the paper work organized. Half the work will be done.
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goodnatured



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Posted on Thu Nov 15, 2007 11:37 am  

I don't know at this point if I will bother with this attorney.

He is out of state, but did help a friend of mine that is why I even thought to ask him.

He doesn't respond or has not responded to my emails, I don't know if he filed suit or not.

He sounded pretty agressive in the beginning, but doesn't stay in contact.
Dadummy



Joined: 15 Nov 2007
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Posted on Thu Nov 15, 2007 11:56 pm  

goodnatured, I put some information on the other thread that is related to this one, please refer back to it. Keep the forum updated, if there is not alot of information out there on arbitration you may be our only source for experienced information. thank you
Laura

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Posted on Fri Nov 16, 2007 3:27 am  

Yes Good you are going through it so you remain the source of information. Actually the thing is that unless we go through something we wont know the serious part of it. How far can bookish knowledge take us? Experience matters. But I still did not get any answer whether federal law precedes state laws in all cases.
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Laura.
goodnatured



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Posted on Fri Nov 16, 2007 3:55 pm  

I am not sure, I know the federal law covers fdcpa law, these guys are going for civil suit, which they have violated the heck out of fdcpa law by not providing the validation or proof that they own the debt. I am happy about having the opportunity to give my side of this mess.
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Polly

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Posted on Sat Nov 17, 2007 5:25 am  

This seems really good. FDCPA is always the best way to fight back. If they have not provided with validation then they dont have the right to report to the bureaus as well. They are on the wrong side, violation of FDCPA.
But always be on your guard because they will be prepared well to attack you in all terms. I am not scaring you just informing. All the best Smile
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