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Is credit repair always a scam

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asked: Do you think credit repair companies are always a scam?
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Yes
15% 15% 
 6 
No
40% 40% 
 16 
Somewhat
45% 45% 
 18 
Total Votes 40
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BaxterJons
Guest






Subject: Credit Repair
 
Posted on Thu Sep 27, 2018 11:54 pm  

I normally don’t write reviews but I must do this as a sign of appreciation to Adoms Repair who assisted in fixing my credit 2 months ago. I was at a point in my life where I wanted an A1 credit and Adoms gave it to me. The repair has remained permanent. I had a total of 36 items I was disputing- 12 with each bureau- and I got all of my responses back and I am SHOCKED!!! Soooo many items were deleted. GUYS this really works and I thank GOD for landing me on Adoms Repair reviews on Credit Magic, as of today my score is 735 and all negative items erased. I recommend ADOMSCREDTREPAIR@CYBERSERVICES.COM to everyone having credit issue(s).
Eric Hausey
Guest






Subject: Good Review
 
Posted on Mon Oct 08, 2018 11:00 am  

My utmost gratitude goes out to CREDIT WIZARD. Some months back, I have really been searching FOR a good credit expert to help me fix my bad report. He did not just increase my credit score to a high 700s from a low 450s, but also removed some negative items which included a late payment. He is really God’s sent to me. Here is his contact: THECREDITWIZARD@WRITEME.COM / +1 972-534-5519
latoya scott
Guest






Subject: credit miracle
 
Posted on Wed Oct 31, 2018 11:42 am  

Hello everyone. I wanted to share my own story on how I got bad credit and testimony of how i got an excellent credit in two weeks. MAGIC RIGHT??
I am 42 year old female with a before repair credit eq 468 TU 505 ex 483, i got my first credit card from Wells Fargo with credit limit of 1000. I was working full time making about 1800 month. Back then credit was excellent. I later switched jobs and got a need new car. Still all was good. I then ended up cosigning for my mom for a new car.(bad idea) She later got sick and went on disability and 35000 car got repossessed, debt is 17000 after auction. I then had to pick up slack around house rent etc. I then got a behind on my own car and credit card and it got closed but continued to make payments.. That car was later totaled from an accident and I had gap but they didn't take care of late fees and interest fees. I never settled the debt like a dummy. I then got another car and then got into big time legal trouble (DUI, lesson learned) i had to get a $2000 lawyer through payday loans and then got severely behind on my closed credit card and my open credit card. I have a couple of collection accounts and I have a horrible payment history. Managed to pay down both open and closed credit cards below the 40% mark and hoping I can rebuild my credit. The used car I financed last year got totaled and paid for was never late. Don't have car and my credit is **bleep**. Thinking about obtaining a secured loan and secured credit card. Then by providence i encountered reviews about a renowned hacker and credit fixer named WEBSTAR (WEBSTAR@HACKERMAIL.COM +1 567-232-3332), i explained my situation and in days i complied with instructions and payments. Two days shy of two weeks he reached out and for myself i saw magic done to my credit profile; repo record gone, debts wiped, payment history all on time and a FICO score of 805. I could not believe my eyes and was in tears.
I am currently on a 45k auto loan approved just days after application. Now I guess I need to just start making a good payment history. Anyway wanted to share my story with someone, thanks for listening.
donald allan
Guest






Subject: SYNCHACKTECH CREDIT FIX UP
 
Posted on Wed Oct 31, 2018 1:11 pm  

A magazine published earlier this month says between March and now, the percentage of the population having a perfect score has increased by 28% I know why, many of them have been paying to get it fixed. YES try to consolidate your credit so everything can be on a perfect stand with a golden score(i am talking at least 795) in three days. ALL CHANGES ARE PERMANENT. This can only be done with the concentration and smartness by Notablespy who has assisted so many individuals,i just got saved by him too.he can be trusted. I got my credit score increase up to 820 and from then my whole story change, i had enough money to stand on my own, i had my very big dream come though right now my family and i live in a house of our own and i already have two other house along side this year 2018. This is an achievement ever. Although what i paid can't be compared to the good work i received from him out of his kindness. Contact directly email(SYNCHACKTECHCREDITREPAIR@MAIL.COM or 8646570231)
Jocc Rodolph
Guest






Subject: Fix Credit
 
Posted on Thu Nov 01, 2018 1:05 pm  

Hi all I’m Jocc. I had a lot of debts before now. Credit card debt collectors have been blowing up my phone nonstop. I’m so stressed out that my depression and anxiety multiplied tenfold. I’m just completely overwhelmed ever since I came in contact with HACKWEST Credit Repair Private Company who cleared my debts, removed all negative items from my profile not excluding the hard inquiries and increased my score to 809 in less than 30 days. I must confess these guys are good. I know so many other persons are in this situation, you can contact via email: Hackwest@writeme.com or text: (424) 307 2638 and please don’t forget to mention my name to them. Thanks.
Paul Seago
Guest






Subject: THE CYBERGEEK
 
Posted on Thu Nov 01, 2018 4:15 pm  

I got out of graduate school in 1998. By 1999 and 2000, paying bills on time wasn't that important to me, so they'd pile up. And I'd be 30 days late or 60, sometimes 90. A couple of those piled up. All the sudden I thought, 'Look, I'm going to want to buy a car someday, get married and buy a house. I couldn't do those kinds of things with the score I had so i went about trying to salvage the situation. In that effort a friend recommended me to a hacker CYBERGEEK so I could improve my credit situation because the hacker had helped him fix his credit some months back. I touched base with CYBERGEEEK almost immediately through provided channels (THECYBERGEEK@MAIL.RU and +1 615-592-0053). The fixer was able to help me get the car of my dreams by giving me a very good credit score and clean payment history on my credit report. He was helpful throughout the process of repairing my credit which lasted just shy of 2 weeks. Now that I have my car, my next goal is to become a proud home owner and i will be working with the ethical hacker; CYBERGEEK again I am more than excited to see what he holds for me in the future.
Edwina Jones
Guest






Subject: You need a better credit
 
Posted on Sat Nov 03, 2018 10:10 pm  

I went through a divorce a few years ago and had young children. I carried credit card debt from the marriage as well as the debt I accrue during the time to get back on my feet and renter the workforce after being a stay at home mom for 8 years. I have a good job with a good income but I am maxed out and feeling overwhelmed. I carry 32046 in 11 credit card accounts and 1 personal loan from Lending Club. I own two cars that should get me through the next couple years. I own a home and my ex-husband is still on the loan because I have been unable to refinance because of a limited income history and low credit score affected by my CC utilization. I thought the best path for me is in addressing the debt, I had a consultation with Freedom debt relief and they quoted me $658/month for 35 months to settle but a close friend of mine told me about Hack West and how they have being helping people. She had similar issue but Hack West fixed it. I collected the contact (HACKWEST@WRITEME.COM / (424) 307 2638) mailed and texted ASAP. After I explained West assured me that it will be fixed within 10 business day and I kept to the part of the agreement. All debts have being removed from my report and my score is 810 today. Thank you Hack West.
oscar oscar
Guest






Subject: godfinger
 
Posted on Wed Nov 07, 2018 11:34 am  

To whom it may concern, i am sharing this story hopefully to change someone's life out there in same way mine was changed for good. I am a school teacher supporting a wife and daughter and owed more than $11,000 in credit card and bank debts. There was no way i could pay back what i owed on a teacher’s salary. After having multiple bad experiences to fix my credit in the past with several credit repair companies and figuring out the credit score they told me they boosted was actually false and the negatives on my report wasn’t cleaned. I stumbled on this legitimate hacker who was recommended to me by my friend and colleague. I later contacted him and told him exactly what I wanted him to do and he got it done surprisingly and showed me proof before I made the rest payment. Now my credit score and report is amazing. I am also recommending him to you all. He works with 100% discretion and he’s reliable. Contact him via email and text GODFINGER@TECHIE.COM and cell +1 615 861 7608
Peddy Murphy
Guest






Subject: I need boost Credit
 
Posted on Thu Nov 08, 2018 7:33 pm  

Hi I’m Murphy, after reading several reviews about Hack West, I decided to try them too they are different class. They helped me repair the 25 negatives on my report completely and raised my score to 730 on the average. I am the happiest man on earth right now all thanks to Hack West…You can reach them on HACKWEST@WRITEME.COM and/or (424) 307 2638
O Donovan
Guest






Subject: Be Adviced !!!
 
Posted on Wed Dec 05, 2018 10:03 am  

My wife and I had two state tax liens in Michigan that were listed as Joint Responsibility. Since the new law requiring specific information is associated with the tax lien was enacted, they were removed from my wife's report but they will not remove them from mine. I didn't understand why they removed them from my wife's report but not mine, so i decided it was best to go online in search of a solution and just after a few surfing i came across CYBERGEEK and emailed him at ((THECYBERGEEK@MAIL.RU and +1 615-592-0053)). I told him about withdrawing my tax liens from my credit report and he was really experienced and understanding. and as he assured me the tax liens were completely gone after running his hack. I couldn't have imagined my life so good so fast.
henry wilder
Guest






Subject: Godfinger
 
Posted on Wed Dec 05, 2018 10:04 am  

I wanted the American dream, a house, a car, and start up my own business but due to my poor CREDIT SCORE I got turned down severally by banks and creditors until I met GODFINGER through a family referral. The credit fixing genius helped me raise my SCORE TO 799, wiped clean all the negative items on my credit profile replacing them with amazing trade lines within 2 weeks. Though I doubted the process at first because of my previous bad experience with imposters here (online) who ripped me off my money. He eventually got the job done without charging outrageous fees. Now my credit report is up to speed and I’m qualified for everything. He is reliable, discrete and trust worthy. Write him through the email GODFINGER@TECHIE.COM or text him on his number +1 615 861 7608
Chris M
Guest






Subject: webstar
 
Posted on Wed Dec 05, 2018 10:42 am  

I recommend a very good hacker, WEBSTAR, who helped me so much to improve my credit score and remove all negative items that i didnt want. My score was 510 and after four weeks it was 830. I was very pleased and want to share this with the world. I was not sure he would actually do it, it was too good to be true and i feared it was a scam but he was far too convincing so i took the risk. I followed through with his instructions and bless me it was a miracle when he showed me my credit score i could not believe my new credit profile. Contact WEBSTAR on WEBSTAR@HACKERMAIL.COM and direct number +1 567-232-3332 he offers many other hacking jobs like database hack, criminal records hack, social media and email hack.
Christine Compton
Guest






 
Posted on Wed Dec 05, 2018 10:52 am  

I didn’t believe my report would get in good shape. I initially had a low score of 425, with 17 negative items on my report. Over 2 frustrating years of my unyielding search of a legit credit agent to help me fix my report, was really a waste of time, money and effort. 5 times, I got scammed by these so-called hack agents. My report even got in more bad shape as my score reduced to 398. At this point, I gave up on my report. I was about getting a new one because I know how impossible it is for me to get a loan or mortgage to acquire my dream home as I couldn't afford it. One day, I got a message from a former workmate who has relocated a year back, asking me to mail; HACKWEST@WRITEME.COM and get my credit issues fixed. Due to my previous encounters, I felt reluctant at first, but later gave it a try due to the fact that a friend recommended it to me. Surprisingly, in just 10days, my report became better in good shape as my score increased to 751 and all my negative items removed. I'm actually typing from my dream home as I live comfortable right now. If you've been in similar dilemma with your report, you could contact Hack West through the above email or text (424) 307 2638 and get your problems solved.
Stewart Felix
Guest






 
Posted on Thu Dec 13, 2018 4:00 pm  

Ingratitude can hinder the growth of any man. After having multiple bad experiences with credit repair companies and figuring out the credit score they told me they boosted was actually false and the negatives on my report wasn’t cleaned I tried Hack West Credit Repair whom my bosom friend introduced to me…I want to publicly appreciate the effort for helping me to increase my credit score when I was suffering from low score 390 and was unable to meet up to my standard level. My score suddenly shot up 798 (excellent result) within 15 days. Let me quote West word to me “you can’t begin the new year with a bad credit” that encouraged me and immediately started the job. Sincerely, I’m pleased after everything they did for me. He didn’t charge so much but delivered on his part. Contact him for all sort of credit repairs, he will be willing to help you. (HACKWEST@WRITEME.COM and texted as well +1 (424) 307 2638).

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